Insuring Suvi Boats: cover and premium
motorboats and sports boats · Finland
Suvi Boats builds motorboats and sports boats in Finland. NAMMERT insures a Suvi regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
4 to 7 m
Premium from
from €49 a year for liability
Worth knowing
Suvi Boats; cover, cost and conditions
Suvi builds simple GRP boats in Finland between 4.3 and 5.1 metres, open rowing and motorboats for lakes, fishing waters and skerries. They are small, robust boats with modest engine power and a low value, often below 10,000 euros including the engine. At this size the question of hull insurance arises differently than with a cabin boat: the loss is bearable, the liability risk is not.
Third-party liability is the building block that counts here; it covers personal injury, property damage and financial loss to third parties with 10 to 50 million euros and costs from about 49 euros a year. Anyone who moves their Suvi solely with oars or an electric motor of under 3 hp does not need boat third-party liability from us at all: as a rule private liability insurance responds in that case. With a combustion engine things look different, and from 15 hp the licence requirement is added.
Questions and answers
Frequent questions
Is hull insurance worthwhile on a small rowing boat with an engine?
For Suvi: Rarely.
Third-party liability is more important;
it covers the risk that exceeds the value of the boat many times over.
Hull insurance becomes worthwhile as soon as the engine has a considerable value.
The cover that fits
fishing boat insurance
Tariffs, cover and FAQ for fishing boat insurance in detail.
Third-party liability
The foundation for a boat from Suvi: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Suvi, at replacement value with an agreed fixed value.
For the whole class of boat
For Suvi: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Suvi included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Suvi.
Current wind force and direction for your waters are shown on the Home.
Series by Suvi, with value and cover
Suvi 5700 / 6100 is a motorboat from Suvi (Finland), built since 2000,
and today changes hands at between €25,000 and €60,000.
Suvi 3800 / 4100 is a motorboat from Suvi (Finland), built from 1990 to 2020,
and today changes hands at between €4,000 and €12,000.
Also a motorboat, built since 1995, €6,000 to €26,000.
As the Suvi 5700 / 6100 and Suvi 4400 / 5300 by Suvi series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Suvi 3800 / 4100 by Suvi series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Suvi 5700 / 6100, Suvi 3800 / 4100, Suvi 4400 / 5300 by Suvi series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Suvi insured in five minutes.
Boat type, year built, length and value of your Suvi are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
