Insuring TES Yacht: cover and premium
boats of various types
TES Yacht builds boats of various types. NAMMERT insures a TES Yacht regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
TES Yacht; cover, cost and conditions
The basis of every contract is third-party liability with a limit of indemnity of 10 to 50 million euros, selectable in the levels Basis, Basis-Plus and Premium. That applies to the sailing yachts from TES Yacht, whose documented construction periods begin in 1995 with the 678 BT Standard, just as it does to the motor yacht TES 393 Illuminatus; only on that do limited hull cover and full hull cover build.
Many model ranges run to this day, for example the TES 32 Dreamer, built since 2000, the TES 550 Master, built since 1998, or the TES 28 Magnam. Whether you insure a new yacht or a used boat makes no difference: online it works up to a sum insured of 2.5 million euros, above that we review the individual case.
A 678 BT is already sailing in our own portfolio. With the sailing boats the sail area enters into the premium, with the motor yacht the engine power, plus value, year of construction and cruising range; the brand itself plays no part. Every TES is therefore rated individually.
Questions and answers
Frequent questions
The TES 678 BT was built over many years. Does the specific year of construction matter?
For TES Yacht: The year of construction is a premium factor,
but not an obstacle: cover is provided regardless of age,
and in the Premium tariff full hull cover applies with no age limit.
What limit of indemnity does third-party liability have for a TES 32 Dreamer?
For TES Yacht: Depending on the tariff level, 10 to 50 million euros.
Third-party liability is the basis of the contract; Basis,
Basis-Plus and Premium differ in the scope of benefits.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from TES Yacht: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a TES Yacht, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a TES Yacht: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your TES Yacht.
Current wind force and direction for your waters are shown on the Home.
Series by TES Yacht, build years and cover
TES 28 Magnam is a sailing yacht from TES Yacht, built since 2007.
TES 32 Dreamer is a sailing yacht from TES Yacht, built since 2000.
TES 32 Dreamer is a motor yacht from TES Yacht, built since 2013.
TES 246 Versus is a sailing yacht from TES Yacht, built since 2015.
TES 393 Illuminatus is a motor yacht from TES Yacht, built since 2013.
TES 550 Master is a sailing yacht from TES Yacht, built since 1998.
TES 678 Bt-Tes 720 is a sailing boat from TES Yacht, built since 2018.
TES 720 is a sailing yacht from TES Yacht, built from 2006 to 2022.
TES 20 Mico is a sailing boat from TES Yacht, built from 2017 to 2021.
TES 678 BT Standard is a sailing yacht from TES Yacht, built from 1995 to 2018.
TES P 690 Focus is a sailing boat from TES Yacht, built from 2002 to 2013.
TES 678 BT Family is a sailing boat from TES Yacht, built from 1997 to 2004.
As the TES 28 Magnam, TES 32 Dreamer,
TES 246 Versus by TES Yacht and 3 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the TES 720, TES 20 Mico, TES 678 BT Standard by TES Yacht and 2 more series the market value
and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the TES 28 Magnam, TES 32 Dreamer, TES 246 Versus by TES Yacht and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the TES 32 Dreamer, TES 393 Illuminatus by TES Yacht series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
For the TES 678 Bt-Tes 720, TES 20 Mico, TES P 690 Focus by TES Yacht and further series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The TES Yacht range in figures
These figures come from the model records we keep for TES Yacht: boat type,
build years and length, nothing estimated.
- sailing yacht
- 6 models, since 1995, 6 to 9.7 m
- sailing boat
- 4 models, since 1997, 6 to 7.3 m
- motor yacht
- 2 models, since 2013, 9.7 to 12 m
Which model was built when?
What does a used TES Yacht cost?
We hold today’s price ranges by year for 10 models by TES Yacht.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| TES 246 Versus | 2018 to 2024 | €35,700 to €75,000 |
| TES 28 Magnam | 2014 to 2024 | €42,600 to €98,900 |
| TES 32 Dreamer | 2003 to 2024 | €34,800 to €127,900 |
| TES 393 Illuminatus | 2016 to 2024 | €99,900 to €232,600 |
| TES 550 Master | 2001 to 2024 | €9,000 to €36,200 |
| TES 678 BT Family | 2001 | €14,000 to €17,800 |
| TES 678 BT Standard | 1998 to 2015 | €12,600 to €25,400 |
| TES 678 Bt-Tes 720 | 2023 to 2024 | €54,000 to €73,900 |
| TES 720 | 2015 to 2020 | €21,200 to €34,900 |
| TES P 690 Focus | 2005 to 2010 | €14,400 to €21,500 |
Estimate from our boat records, October 2026.
Not a survey.
Models by TES Yacht we insure
Each TES Yacht model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
TES Yacht insured in five minutes.
Boat type, year built, length and value of your TES Yacht are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
