Insuring Universal: cover and premium
sailing boats and sailing yachts · several countries
Universal builds sailing boats and sailing yachts in several countries. NAMMERT insures a Universal regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Universal; cover, cost and conditions
Three sailing yachts are listed, the Doug Peterson 44 as well as the Perry 41 and the Perry 47, built between 1972 and 1985. Yachts from these years change hands today only second-hand, and in the process a dispute about the condition can arise.
For such cases NAMMERT offers the legal expenses cover for water sports alongside, which applies in disputes after the purchase of a used boat or with a yard. It supplements third-party liability, limited hull cover and full hull cover without replacing them. The switching service cancels an existing old contract free of charge.
For the property cover itself the agreed value applies, which fixes the compensation amount in advance. The full hull cover pays with no deduction for depreciation (new for old), in the Premium tariff with no age limit. On a sailing yacht the sail area instead of the engine power enters into the premium.
Questions and answers
Frequent questions
What helps in a dispute about a second-hand hull?
For Universal: The legal expenses cover for water sports that NAMMERT offers alongside.
It applies in disputes after the purchase of a used boat or with a yard and stands next to
third-party liability and hull insurance.
How is a yacht from 1974 valued in the hull insurance?
For Universal: Through the agreed value that is set at the start of the contract.
Compensation is paid with no deduction for depreciation (new for old),
in the Premium tariff with no age limit.
The year of construction does not stand in the way of acceptance.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Universal: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Universal, at replacement value with an agreed fixed value.
For the whole class of boat
For Universal: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Universal included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Universal.
Current wind force and direction for your waters are shown on the Home.
Series by Universal, build years and cover
Doug Peterson 44 is a sailing yacht from Universal, built from 1972 to 1985.
Perry 41 is a sailing yacht from Universal, built from 1974 to 1984.
Also a sailing yacht, built from 1974 to 1984.
For the Doug Peterson 44, Perry 41 and Perry 47 by Universal series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Doug Peterson 44, Perry 41, Perry 47 by Universal series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Universal range in figures
These figures come from the model records we keep for Universal: boat type,
build years and length, nothing estimated.
- sailing yacht
- 3 models, 1972 to 1985, 12.5 to 14.2 m
Which model was built when?
What does a used Universal cost?
We hold today’s price ranges by year for 2 models by Universal.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Perry 41 | 1977 to 1981 | €65,300 to €83,800 |
| Perry 47 | 1977 to 1981 | €94,900 to €128,700 |
Estimate from our boat records, October 2026.
Not a survey.
Universal insured in five minutes.
Boat type, year built, length and value of your Universal are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
