Insuring USE GmbH: cover and premium
sailing boats and sailing yachts · several countries
USE GmbH builds sailing boats and sailing yachts in several countries. NAMMERT insures a USE GmbH regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
USE GmbH; cover, cost and conditions
The ZK 10 rowing and sailing cutter is recorded as a sailing yacht, built from 2001 to 2008. No further ranges are documented. Boats produced in small numbers can be insured with us just as well as boats from current series production.
Small series and home-built boats are insurable. If catalogue data is missing, the type of boat, value, year of construction, sail area and cruising range form the basis. From these the premium and the agreed value arise, so that the agreed amount is established before any loss.
The third-party liability with a limit of indemnity of 10 to 50 million euros carries the contract, in the levels Basis, Basis-Plus and Premium. Full hull cover and limited hull cover can be added, with protection during craning, launching and in winter storage.
Questions and answers
Frequent questions
Can a cutter from small-scale production be protected?
Yes, for USE GmbH too: Small series and home-built boats are insurable,
regardless of the year of construction, the place of purchase and previous owners.
The basis is the information from your inventory and the agreed value derived from it.
Which tariff levels are available?
For USE GmbH: Basis, Basis-Plus and Premium.
From Basis-Plus upwards club races are included,
and in the Premium tariff the age limit for compensation with no deduction for depreciation is
dropped.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from USE GmbH: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a USE GmbH, at replacement value with an agreed fixed value.
For the whole class of boat
For USE GmbH: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, USE GmbH included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your USE GmbH.
Current wind force and direction for your waters are shown on the Home.
Series by USE GmbH, build years and cover
Ruder und Segelkutter ZK 10 is a sailing yacht from USE GmbH, built from 2001 to 2008.
For the Ruder und Segelkutter ZK 10 by USE GmbH series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Ruder und Segelkutter ZK 10 by USE GmbH series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used USE GmbH cost?
We hold today’s price ranges by year for 1 models by USE GmbH.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Ruder und Segelkutter ZK 10 | 2004 to 2005 | €23,000 to €31,300 |
Estimate from our boat records, October 2026.
Not a survey.
USE GmbH insured in five minutes.
Boat type, year built, length and value of your USE GmbH are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
