Insuring Reful: cover and premium
motorboats and sports boats · several countries
Reful: builder of small motorboats. NAMMERT insures a Reful regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
2,4 to 9,2 m
Premium from
from €49 a year for liability
Worth knowing
Reful; cover, cost and conditions
Reful Marine is a Croatian builder from Zagreb that has opened a second plant in Gvozd, turning out boats for export. Its range takes in craft for the sea, rivers and lakes, along with kayaks, canoes and fittings. Most of it is small open outboard boats, from tenders to centre consoles for the Adriatic. The numbers give the length in centimetres, so the 490 is about 4.9 metres long, while River, Open and Sea say what water a version was drawn for. Some names reach back to Croatian boat traditions, such as the Neretvanska Trupica 400.
Our model records list 19 Reful designs, 18 motorboats and one motor yacht, the 30 Elegance. Build years start in 2003; the Kupski Boat 620, Neretvanska Trupica 400 and the Cikl 297 and 570 river boats join in 2006, the 4 Wind and Premiere in 2009. Every line except the 570 Cabin, which ends in 2018, runs into the latest build years. The 490 comes as Open, River and Sea, the Sea stretching to 5.2 metres. Sizes go from the 2.4 metre Reful 240 to the 9.2 metre 30 Elegance.
Most Reful boats live on a trailer or a car roof and get launched where the day starts, on a river bank, a lake slipway or an island harbour. With small open boats the outboard is the valuable part, so a lock and a hood for the engine are worth having. The river versions draw little water and suit shallow, current carrying stretches.
Questions and answers
Frequent questions
What do River, Open and Sea mean at Reful?
They show what water a version was drawn for.
The Reful 490 comes in all three, and the 490 Sea is the longest at 5.2 metres.
How big are Reful boats?
The 19 recorded models run from the 2.4 metre Reful 240 to the 9.2 metre 30 Elegance.
Most stay under 7 metres and travel on a trailer.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Reful: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Reful, at replacement value with an agreed fixed value.
For the whole class of boat
For Reful: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Reful included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Reful.
Current wind force and direction for your waters are shown on the Home.
Series by Reful, build years and cover
Reful 4 Wind is a motorboat from Reful, built since 2009.
Reful 22 Flyer is a motorboat from Reful, built since 2003.
Reful 30 Elegance is a motor yacht from Reful, built since 2004.
Reful 240 is a motorboat from Reful, built since 2003.
Also a motorboat, built since 2003.
Reful 295 Sprint is a motorboat from Reful, built since 2003.
Also a motorboat, built since 2003.
Reful 420 River is a motorboat from Reful, built since 2003.
Reful 490 Open is a motorboat from Reful, built since 2003.
Also a motorboat, built since 2003.
Reful 490 Sea is a motorboat from Reful, built since 2003.
Also a motorboat, built since 2003.
Also a motorboat, built since 2003.
Reful Kupski Boat 620 is a motorboat from Reful, built since 2006.
Reful Neretvanska Trupica 400 is a motorboat from Reful, built since 2006.
Reful Premiere is a motorboat from Reful, built since 2009.
Reful River Boat "Cikl" 297 is a motorboat from Reful, built since 2006.
Also a motorboat, built since 2006.
Reful 570 Cabin is a motorboat from Reful, built from 2003 to 2018.
As the Reful 4 Wind, Reful 22 Flyer,
Reful 30 Elegance by Reful and 15 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Reful 570 Cabin by Reful series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Reful 4 Wind, Reful 22 Flyer, Reful 240 by Reful and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Reful 30 Elegance by Reful series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Reful range in figures
These figures come from the model records we keep for Reful: boat type, build years and length,
nothing estimated.
- motorboat
- 18 models, since 2003, mostly 3 to 6.9 m
- motor yacht
- 1 model, since 2004, 9.2 m
Which model was built when?
What does a used Reful cost?
We hold today’s price ranges by year for 19 models by Reful.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Reful 22 Flyer | 2006 to 2024 | €21,500 to €66,100 |
| Reful 240 | 2006 to 2024 | €2,200 to €11,100 |
| Reful 295 | 2006 to 2024 | €1,900 to €7,000 |
| Reful 295 Sprint | 2006 to 2024 | €1,900 to €7,600 |
| Reful 30 Elegance | 2007 to 2021 | €37,600 to €117,300 |
| Reful 390 | 2006 to 2024 | €5,000 to €15,900 |
| Reful 4 Wind | 2012 to 2024 | €7,700 to €22,200 |
| Reful 420 River | 2006 to 2024 | €6,000 to €23,800 |
| Reful 490 Open | 2006 to 2024 | €7,800 to €27,000 |
| Reful 490 River | 2006 to 2024 | €9,400 to €33,300 |
| Reful 490 Sea | 2006 to 2024 | €8,600 to €28,100 |
| Reful 570 Cabin | 2006 to 2016 | €9,000 to €14,200 |
| Reful 570 Open | 2006 to 2024 | €9,800 to €39,900 |
| Reful 700 | 2006 to 2024 | €23,100 to €69,200 |
| Reful Kupski Boat 620 | 2009 to 2024 | €11,700 to €38,400 |
| Reful Neretvanska Trupica 400 | 2009 to 2024 | €3,800 to €16,400 |
| Reful Premiere | 2012 to 2024 | €40,100 to €109,600 |
| Reful River Boat "Cikl" 297 | 2009 to 2024 | €2,700 to €8,500 |
| Reful River Boat "Cikl" 570 | 2009 to 2024 | €9,200 to €30,600 |
Estimate from our boat records, October 2026.
Not a survey.
Reful insured in five minutes.
Boat type, year built, length and value of your Reful are all we need.
Work out the premium online or call us: +49 3375 29 12 77.