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Insuring Smuggler Boats: cover and premium
motorboats and sports boats · several countries
Smuggler Boats builds motorboats and sports boats in several countries. NAMMERT insures a Smuggler Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Smuggler Boats; cover, cost and conditions
The records list four ranges for Smuggler Boats: the SS 28 from 1968, the 21 and the 43 from 1970 as well as the 24, whose construction ended in 1986. Motorboats and motor yachts from these years usually spend the winter ashore, and there the cover continues unchanged.
In winter storage the limited hull cover carries fire, storm, lightning strike and theft of the whole boat as well as damage that occurs in storage. During craning, during launching and on the transport route the cover likewise remains in place, without your having to agree anything separately.
In the full hull cover, collision, grounding, vandalism and theft of parts including the outboard are added. Indemnity is paid at the agreed value with no deduction for depreciation (new for old), in the Premium tariff with no age limit. For boats whose production lies decades in the past, that is exactly what counts.
Questions and answers
Frequent questions
Does the cover end when the boat is lifted out?
No, not for Smuggler Boats either: Craning, launching,
the transport route and winter storage are included.
The contract continues across the season boundaries without any separate notification.
How is an older motorboat indemnified?
For Smuggler Boats: Through the agreed value that has been fixed,
with no deduction for depreciation (new for old).
In the Premium tariff there is no age limit in this respect, including for boats from the sixties.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Smuggler Boats: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Smuggler Boats, at replacement value with an agreed fixed value.
For the whole class of boat
For Smuggler Boats: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Smuggler Boats included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Smuggler Boats.
Current wind force and direction for your waters are shown on the Home.
Series by Smuggler Boats, build years and cover
Smuggler 24 is a motorboat from Smuggler Boats, built from 1976 to 1986.
Smuggler 43 is a motor yacht from Smuggler Boats, built from 1970 to 1985.
Also a motorboat, built from 1970 to 1980.
Smuggler SS 28 is a motor yacht from Smuggler Boats, built from 1968 to 1980.
For the Smuggler 24, Smuggler 43,
Smuggler 21 by Smuggler Boats and 1 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Smuggler 24, Smuggler 21 by Smuggler Boats series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Smuggler 43, Smuggler SS 28 by Smuggler Boats series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Smuggler Boats range in figures
These figures come from the model records we keep for Smuggler Boats: boat type,
build years and length, nothing estimated.
- motorboat
- 2 models, 1970 to 1986, 6.4 to 7.4 m
- motor yacht
- 2 models, 1968 to 1985, 8.5 to 13.1 m
Which model was built when?
What does a used Smuggler Boats cost?
We hold today’s price ranges by year for 3 models by Smuggler Boats.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Smuggler 21 | 1973 to 1977 | €15,300 to €19,700 |
| Smuggler 24 | 1979 to 1983 | €14,300 to €18,800 |
| Smuggler SS 28 | 1971 to 1977 | €33,000 to €51,100 |
Estimate from our boat records, October 2026.
Not a survey.
Smuggler Boats insured in five minutes.
Boat type, year built, length and value of your Smuggler Boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
