Insuring Windboat: cover and premium
motorboats and sports boats · several countries
Windboat: russian maker of small aluminium fishing boats. NAMMERT insures a Windboat regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
4 to 4,5 m
Premium from
from €49 a year for liability
Worth knowing
Windboat; cover, cost and conditions
Windboat is a Russian builder of small aluminium boats. Trade listings show the brand with two product lines, Evo and EvoFish, both conceived as fishing boats and spanning roughly four to five metres. The Windboat 4.0 Evo gives a sense of scale: 1.75 metres wide, 30 centimetres of draft, rated for a 20 hp outboard and three people, and placed in CE design category C for inshore waters. The boats are easy to place by their light alloy hulls and by model names that anticipate the length in metres, so 4.0 means just under four metres and 4.5 about four and a half.
Our model records hold two designs, both listed as motorboats. The Windboat 4.0 Evo measures 3.98 metres and is recorded for build years 2017 to 2023, while the Windboat 4.5 DC EvoFish reaches 4.52 metres and runs from 2019 to 2023. In boatbuilding the letters DC usually stand for dual console, with a console on each side and a walkway between them. Neither design reaches into the most recent build years in our data; both entries end with 2023. In our records the brand therefore spans a narrow band: open aluminium boats between four and four and a half metres, sized for a road trailer and an outboard engine.
Aluminium hulls forgive a lot, from launching on gravel to nudging a rocky bank, but they need watching where dissimilar metals meet. Stainless fittings, the outboard bracket and any anode deserve a look, because galvanic corrosion starts quietly. Rivets and welded seams should be checked for weeping after a hard season. On a used boat, ask for the engine's service history and look closely at the transom, which carries the full load of the outboard. The trailer matters just as much: rollers, lights and wheel bearings take a beating on the slipway. Rinsing with fresh water after a day in brackish water keeps the alloy in good order.
Questions and answers
Frequent questions
What does DC mean on the Windboat 4.5 DC EvoFish?
For Windboat: In boatbuilding DC usually means dual console,
one console on each side with a walkway in between.
The boat measures 4.52 metres and appears in our model records for build years 2019 to 2023.
Which Windboat designs are in your records?
Two aluminium motorboats: the Windboat 4.0 Evo at 3.98 metres, built from 2017 to 2023,
and the Windboat 4.5 DC EvoFish at 4.52 metres, built from 2019 to 2023.
The number in the name roughly gives the length in metres.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Windboat: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Windboat, at replacement value with an agreed fixed value.
For the whole class of boat
For Windboat: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Windboat included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Windboat.
Current wind force and direction for your waters are shown on the Home.
Series by Windboat, build years and cover
Windboat 4.0 Evo is a motorboat from Windboat, built from 2017 to 2023.
Windboat 4.5 DC EvoFish is a motorboat from Windboat, built from 2019 to 2023.
For the Windboat 4.0 Evo and Windboat 4.5 DC EvoFish by Windboat series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Windboat 4.0 Evo, Windboat 4.5 DC EvoFish by Windboat series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
What does a used Windboat cost?
We hold today’s price ranges by year for 2 models by Windboat.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Windboat 4.0 Evo | 2020 to 2022 | €11,300 to €15,700 |
| Windboat 4.5 DC EvoFish | 2022 | €16,000 to €20,400 |
Estimate from our boat records, October 2026.
Not a survey.
Windboat insured in five minutes.
Boat type, year built, length and value of your Windboat are all we need.
Work out the premium online or call us: +49 3375 29 12 77.