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Insuring Erma Sp. Z o.o: cover and premium
sailing boats and sailing yachts · several countries
Erma Sp. Z o.o builds sailing boats and sailing yachts in several countries. NAMMERT insures a Erma Sp. Z o.o regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Erma Sp. Z o.o; cover, cost and conditions
Three ranges are recorded under the name Erma, the 670 from 2001 to 2010, the 300 as a motorboat from 2005 to 2012 and the 300 S as a sailing boat from 2005 to 2014. Sail and engine therefore stand side by side. For the premium this means: in one case the sail area counts, in the other the engine power.
All three ranges have been discontinued, and boats are bought second-hand today. When buying a used boat a dispute about defects is possible, and legal expenses cover for water sports exists for that, which also covers disputes with a yard and can be included alongside the boat policy.
We insure regardless of year of construction, place of purchase and previous owners. Full hull cover works with an agreed value and pays with no deduction for depreciation (new for old), in the Premium tariff with no age limit. A boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and cover also applies in winter storage. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Which cover applies in a dispute after buying a used boat?
For Erma Sp.
Z o.o: Legal expenses cover for water sports.
It is designed for disputes after the purchase of a used boat or with a yard and is offered in
addition.
Is a sailing boat calculated differently from the motorboat of the same name?
Yes, for Erma Sp.
Z o.o too: With the sailing boat the sail area goes into the premium,
with the motorboat the engine power.
Value, year of construction, type of boat and cruising range count in both cases.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Erma Sp.
Z o.o: damage to third parties, worldwide, from €39 a year for liability.
Hull cover
Partial or full hull cover for a Erma Sp.
Z o.o, at replacement value with an agreed fixed value.
For the whole class of boat
For Erma Sp.
Z o.o: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Erma Sp.
Z o.o included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Erma Sp.
Z o.o.
Current wind force and direction for your waters are shown on the Home.
Series by Erma Sp. Z o.o, build years and cover
Erma 300 S is a sailing boat from Erma Sp.
Z o.o, built from 2005 to 2014.
Erma 300 is a motorboat from Erma Sp.
Z o.o, built from 2005 to 2012.
Erma 670 is a sailing boat from Erma Sp.
Z o.o, built from 2001 to 2010.
For the Erma 300 S, Erma 300 and Erma 670 by Erma Sp.
Z o.o series the market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Erma 300 S, Erma 670 by Erma Sp.
Z o.o series: On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Erma 300 by Erma Sp.
Z o.o series: On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Erma Sp. Z o.o range in figures
These figures come from the model records we keep for Erma Sp.
Z o.o: boat type, build years and length, nothing estimated.
- sailing boat
- 2 models, 2001 to 2014, 3 to 6.7 m
- motorboat
- 1 model, 2005 to 2012, 3 m
Which model was built when?
What does a used Erma Sp. Z o.o cost?
We hold today’s price ranges by year for 3 models by Erma Sp.
Z o.o.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Erma 300 | 2008 to 2009 | €1,900 to €2,600 |
| Erma 300 S | 2008 to 2011 | €1,900 to €2,700 |
| Erma 670 | 2004 to 2007 | €13,300 to €17,900 |
Estimate from our boat records, October 2026.
Not a survey.
Erma Sp. Z o.o insured in five minutes.
Boat type, year built, length and value of your Erma Sp.
Z o.o are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
