Insuring Figareau: cover and premium
sailing boats and sailing yachts · several countries
Figareau: french builder of small lifting-keel cruisers. NAMMERT insures a Figareau regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
6,3 to 6,9 m
Premium from
from €39 a year for liability
Worth knowing
Figareau; cover, cost and conditions
Figareau is the French yard behind the Rhodes 21, a small cruising sailboat drawn by the naval architect Laurent Cordelle and built from 1980. It is a glassfibre monohull, 6.30 metres long and 2.40 metres wide. Its defining feature is the lifting keel: lowered, the boat draws 1.30 metres, raised only 0.30 metres. That lets it slip into shallow coves, dry out on a beach or go onto a trailer. The rig is a masthead sloop, with the forestay running to the top of the mast. The boat was conceived for coastal passages and day trips, where shallow draft opens anchorages that deeper keels cannot reach.
Our model records hold four entries, all filed as sailing boats: two for the Rhodes 21 and two for the Rhodes 24. The Rhodes 21 measures 6.3 metres in both versions, one listed from 1984 to 1996 and one from 1986 to 1992. The Rhodes 24 appears at 6.7 metres from 1986 to 1992 and at 6.91 metres from 1984 to 1996, which makes that version the largest boat of the brand. Lengths sit close together, between 6.3 and 6.91 metres. Our data begin in 1984, a few years after the Rhodes 21 went into production in 1980. No entry reaches into recent build years; the last listed year is 1996.
A lifting keel adds one system to check. On a used Rhodes the keel mechanism, the pin or bolt it turns on and the line or tackle that raises it deserve close inspection, as does the keel case for cracks and weeping. Boats that have been beached often show wear along the front edge of the keel and on the bottom of the hull. The masthead rig is simple, but chainplates and the mast foot should be looked at if the boat is regularly rigged and unrigged for the road. Trailers for boats of this size vary widely, so rollers, brakes and the winch post are part of any purchase. Cabin cushions and headlining reveal whether the deck has been leaking.
Questions and answers
Frequent questions
How much draft does the Rhodes 21 have?
For Figareau: With the keel lowered 1.30 metres, with the keel raised only 0.30 metres.
The boat is 6.30 metres long and 2.40 metres wide and was designed by Laurent Cordelle.
Which is the largest Figareau design?
For Figareau: The Rhodes 24 in its 6.91 metre version,
listed in our model records from 1984 to 1996.
The second Rhodes 24 version measures 6.7 metres, and both Rhodes 21 entries 6.3 metres.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Figareau: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Figareau, at replacement value with an agreed fixed value.
For the whole class of boat
For Figareau: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Figareau included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Figareau.
Current wind force and direction for your waters are shown on the Home.
Series by Figareau, build years and cover
Rhodes 21 is a sailing boat from Figareau, built from 1984 to 1996.
Also a sailing boat, built from 1984 to 1996.
Also a sailing boat, built from 1986 to 1992.
Also a sailing boat, built from 1986 to 1992.
For the Rhodes 21 and Rhodes 24 by Figareau series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Rhodes 21, Rhodes 24 by Figareau series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The Figareau range in figures
These figures come from the model records we keep for Figareau: boat type, build years and length,
nothing estimated.
- sailing boat
- 4 models, 1984 to 1996, 6.3 to 6.9 m
Which model was built when?
What does a used Figareau cost?
We hold today’s price ranges by year for 2 models by Figareau.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Rhodes 21 | 1989 to 1993 | €7,600 to €10,800 |
| Rhodes 24 | 1989 to 1993 | €9,300 to €12,900 |
Estimate from our boat records, October 2026.
Not a survey.
Figareau insured in five minutes.
Boat type, year built, length and value of your Figareau are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
