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Insuring Fourth Yachts: cover and premium
sailing boats and sailing yachts · several countries
Fourth Yachts builds sailing boats and sailing yachts in several countries. NAMMERT insures a Fourth Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Fourth Yachts; cover, cost and conditions
Ten to fifty million euros of limit of indemnity in third-party liability are the basis on which everything else is built, graded into Basis, Basis-Plus and Premium. One range is recorded from Fourth Yachts, the sailing yacht Shine 30 Exclusive from the years of construction 2009 to 2016.
No further model ranges are available to us; for the rating this is of no consequence. The premium results from type of boat, value, year of construction, sail area and cruising range, and never from the brand. We insure regardless of year of construction, place of purchase and previous owners.
Full hull cover works with an agreed value and settles claims with no deduction for depreciation; it covers collision, grounding, vandalism and theft of parts including the outboard. Limited hull cover bears fire, storm, lightning strike, theft of the entire boat and damage in winter storage.
Questions and answers
Frequent questions
Which tariff levels are available?
For Fourth Yachts: Basis, Basis-Plus and Premium.
Third-party liability ranges from a limit of indemnity of 10 to 50 million euros,
club races are included from Basis-Plus upwards,
and in the Premium tariff full hull cover applies with no age limit.
Does the trailer have to be insured separately?
No, not for Fourth Yachts either:
Boat trailers are covered by the third-party liability free of charge from Basis-Plus,
provided they are named in the application with their value.
You can add them to the hull cover for a premium.
Cover also applies during launching, during craning, in winter storage and while in transport.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Fourth Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Fourth Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Fourth Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Fourth Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Fourth Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Fourth Yachts, build years and cover
Shine 30 Exclusive is a sailing yacht from Fourth Yachts, built from 2009 to 2016.
For the Shine 30 Exclusive by Fourth Yachts series the market value and the replacement cost often
differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Shine 30 Exclusive by Fourth Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Fourth Yachts cost?
We hold today’s price ranges by year for 1 models by Fourth Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Shine 30 Exclusive | 2012 to 2013 | €43,900 to €58,200 |
Estimate from our boat records, October 2026.
Not a survey.
Fourth Yachts insured in five minutes.
Boat type, year built, length and value of your Fourth Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
