Insuring Kama: cover and premium
sailing boats and sailing yachts · several countries
Kama: maker of small sailing boats. NAMMERT insures a Kama regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
2,9 to 6,2 m
Premium from
from €39 a year for liability
Worth knowing
Kama; cover, cost and conditions
Kama was set up in 1988 and began with sailing boats in plywood, moving to composite construction as the technology developed. The range is made up mostly of dinghies and small keelboats. The Merlin is designed as a safe training boat that draws in beginners while still giving stronger sailors some excitement; it comes with three sail options and works single-handed or with two aboard. The Proton is a one-person keelboat built to the International 2.4mR class rules, 4.2 metres long, 0.85 metres wide and drawing one metre.
Our records list six Kama models: five sailing boats and one motorboat, the Firefly 20. The Merlin opens the list in 2004 and the Proton follows in 2005; the Delta, Robinson and Firefly 20 arrive in 2012 and the Pooh in 2013. All six reach the most recent build years. The sailing boats are compact, from the 2.9 metre Delta through the Pooh and Robinson at 3.65 metres and the Merlin at 3.7 to the Proton at 4.2 metres, while the Firefly 20 stands apart at 6.16 metres.
These are boats for clubs, sailing schools and families, launched from a trolley or a trailer and sailed close to home. Small dinghies often live on open hardstanding, so a fitted tarp and the habit of taking sails and loose fittings home make a real difference. The Proton, with its fixed keel, needs a crane or a deep slipway rather than a beach.
Questions and answers
Frequent questions
What is the Kama Proton?
For Kama: A one-person keelboat built to the International 2.4mR class rules, 4.2 metres long.
Our records list it from build year 2005.
Does Kama also build motorboats?
Our records hold one, the Kama Firefly 20, at 6.16 metres with build years from 2012.
The other five models are sailing boats between 2.9 and 4.2 metres.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Kama: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Kama, at replacement value with an agreed fixed value.
For the whole class of boat
For Kama: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Kama included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Kama.
Current wind force and direction for your waters are shown on the Home.
Series by Kama, build years and cover
Kama Delta is a sailing boat from Kama, built since 2012.
Kama Firefly 20 is a motorboat from Kama, built since 2012.
Kama Merlin is a sailing boat from Kama, built since 2004.
Kama Pooh is a sailing boat from Kama, built since 2013.
Kama Proton is a sailing boat from Kama, built since 2005.
Kama Robinson is a sailing boat from Kama, built since 2012.
As the Kama Delta, Kama Firefly 20, Kama Merlin by Kama and 3 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Kama Delta, Kama Merlin, Kama Pooh by Kama and further series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Kama Firefly 20 by Kama series: On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Kama range in figures
These figures come from the model records we keep for Kama: boat type, build years and length,
nothing estimated.
- sailing boat
- 5 models, since 2004, 2.9 to 4.2 m
- motorboat
- 1 model, since 2012, 6.2 m
Which model was built when?
What does a used Kama cost?
We hold today’s price ranges by year for 4 models by Kama.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Kama Delta | 2015 to 2024 | €2,900 to €7,200 |
| Kama Merlin | 2015 to 2024 | €4,700 to €10,300 |
| Kama Proton | 2010 to 2024 | €4,400 to €11,100 |
| Kama Robinson | 2015 to 2024 | €4,600 to €7,800 |
Estimate from our boat records, October 2026.
Not a survey.
Kama insured in five minutes.
Boat type, year built, length and value of your Kama are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
