Insuring LYC: cover and premium
sailing boats and sailing yachts · several countries
LYC builds sailing boats and sailing yachts in several countries. NAMMERT insures a LYC regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
LYC; cover, cost and conditions
Five ranges with years of construction from 1996 to 2005 are recorded under LYC, three sailing yachts as well as the motor yachts Chagos 21 and Trawler 60. Further details are not available. Sail and motor are rated differently in the premium, once via the sail area and once via the engine power.
Anyone calling at foreign harbours with a yacht of this kind will be asked for proof of insurance. We issue the international certificate of insurance automatically in ten languages. It is enclosed with the policy without you having to request it separately.
Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis in the levels Basis, Basis-Plus and Premium. Full hull cover covers collision, grounding, vandalism and theft of parts including the outboard, with an agreed value and with no deduction for depreciation ("new for old").
Questions and answers
Frequent questions
Do I receive proof of cover for trips abroad?
Yes, for LYC too: the international certificate of insurance is issued automatically in ten
languages.
With it you prove your cover in foreign harbours and to the authorities.
Are sailing and motor yachts calculated in the same way?
For LYC: The factors differ: with sailing yachts the sail area counts,
with motor yachts the engine power.
The type of boat, the value, the year of construction and the cruising range apply to both.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from LYC: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a LYC, at replacement value with an agreed fixed value.
For the whole class of boat
For LYC: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, LYC included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your LYC.
Current wind force and direction for your waters are shown on the Home.
Series by LYC, build years and cover
L.Y.C.
46 is a sailing yacht from LYC, built from 1996 to 2005.
Also a sailing yacht, built from 1996 to 2005.
Also a sailing yacht, built from 1996 to 2005.
L.Y.C.
Chagos 21 is a motor yacht from LYC, built from 1996 to 2005.
Trawler 60 is a motor yacht from LYC, built from 1996 to 2005.
For the L.Y.C.
46, L.Y.C.
73, L.Y.C.
115 by LYC and 2 more series the market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the L.Y.C.
46, L.Y.C.
73, L.Y.C.
115 by LYC series: On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the L.Y.C.
Chagos 21, Trawler 60 by LYC series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The LYC range in figures
These figures come from the model records we keep for LYC: boat type, build years and length,
nothing estimated.
- sailing yacht
- 3 models, 1996 to 2005, 14 to 35 m
- motor yacht
- 2 models, 1996 to 2005, 18 to 21 m
Which model was built when?
What does a used LYC cost?
We hold today’s price ranges by year for 2 models by LYC.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| L.Y.C. 46 | 1999 to 2000 | €132,200 to €173,600 |
| Trawler 60 | 1999 to 2000 | €371,500 to €477,700 |
Estimate from our boat records, October 2026.
Not a survey.
LYC insured in five minutes.
Boat type, year built, length and value of your LYC are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
