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Insuring Paattimaakarit Oy: cover and premium

sailing boats and sailing yachts · several countries

Paattimaakarit Oy builds sailing boats and sailing yachts in several countries. NAMMERT insures a Paattimaakarit Oy regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

sailing boats and sailing yachts

Typical sizes

Premium from

from €39 a year for liability

Worth knowing

Paattimaakarit Oy; cover, cost and conditions

Two Sailjet sailing yachts, the In Time 40 and the Merione 22 LC as a motor yacht make up the recorded portfolio. Three ranges run to this day, the In Time 40 ended in 2017. A manageable programme changes nothing about insurability; what is decisive are the details on the individual boat.

Small series and home-built boats can be insured. What counts are the type of boat, value, year of construction, engine power or sail area and the cruising range. The name of the yard and the number of units of a range have no effect on the premium. A model that has not been built for years can be insured in this way as well.

Because sailing and motor yachts stand side by side here, the classification differs: with the Sailjet the sail area counts, with the Merione the engine power. In both cases we agree an agreed value for full hull cover with no deduction for depreciation (new for old).

Questions and answers

Frequent questions

Does the number of units of a model range matter?

No, not for Paattimaakarit Oy either: Small series and home-built boats can be insured as well.

For the premium, the type of boat, value, year of construction,

engine power or sail area and the cruising range count.

How is a yacht with sail and engine classified?

For Paattimaakarit Oy: Sailing yachts are classified via the sail area,

motor yachts via the engine power.

In addition come the type of boat, value,

year of construction and the cruising range in which you travel.

The cover that fits

For the whole class of boat

For Paattimaakarit Oy: What matters for sailing boats and sailing yachts is the same across every

brand; engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Paattimaakarit Oy included.

Insuring sailing boats and sailing yachts, every brand and every condition

Other builders in this class

Melges Michael Schmidt Yachtbau Moody More Boats Mylius Yachts Najad Nauticat Nautor Swan Nordan Nordia Yachts Nordship Oyster Passport Yachts Pendennis Perini Navi Persico Marine Pogo Structures Reichel/Pugh Reinke RM Yachts Robbe & Berking Classics Royal Huisman Rustler Saffier

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Paattimaakarit Oy.

Current wind force and direction for your waters are shown on the Home.

Series by Paattimaakarit Oy, build years and cover

Merione 22 LC

Merione 22 LC is a motor yacht from Paattimaakarit Oy, built since 2015.

Sailjet 40

Sailjet 40 is a sailing yacht from Paattimaakarit Oy, built since 2011.

Sailjet 46

Also a sailing yacht, built since 2014.

In Time 40

In Time 40 is a sailing yacht from Paattimaakarit Oy, built from 2002 to 2017.

What this means for the cover

As the Merione 22 LC, Sailjet 40 and Sailjet 46 by Paattimaakarit Oy series are still in

production, parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the In Time 40 by Paattimaakarit Oy series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Merione 22 LC by Paattimaakarit Oy series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

For the Sailjet 40, Sailjet 46, In Time 40 by Paattimaakarit Oy series:

On sailing yachts the rig and the underwater hull are the expensive parts:

a dismasting quickly costs a quarter of the boat,

and osmosis counts as wear and is covered by no hull policy.

All series at a glance

The Paattimaakarit Oy range in figures

These figures come from the model records we keep for Paattimaakarit Oy: boat type,

build years and length, nothing estimated.

sailing yacht: 3 models, since 2002, 11.8 to 14 m
motor yacht: 1 model, since 2015, 7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Paattimaakarit Oy model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Paattimaakarit Oy cost?

We hold today’s price ranges by year for 4 models by Paattimaakarit Oy.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
In Time 40	2005 to 2013	€73,800 to €116,000
Merione 22 LC	2018 to 2024	€56,000 to €92,600
Sailjet 40	2014 to 2024	€186,400 to €441,100
Sailjet 46	2017 to 2024	€263,700 to €528,800