Insuring Polarstern: cover and premium
sailing boats and sailing yachts · several countries
Polarstern builds sailing boats and sailing yachts in several countries. NAMMERT insures a Polarstern regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Polarstern; cover, cost and conditions
One sailing boat is recorded, the Mikro 18, built from 1989 to 1998. No further model ranges are available. On a sailing boat the sail area takes the place of engine output for the premium calculation, supplemented by the type of boat, value, year of build and cruising range.
The name of the yard never enters into the calculation. Club races are included from the Basis-Plus tariff upwards, and you declare races with ranking status when you take out the policy so that they are expressly taken into account in the contract. The basis remains third-party liability with a limit of indemnity of 10 to 50 million euros.
A boat of this size is often trailered. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover applies during craning, during launching, while in transit and in winter storage. You can add it to the hull cover for a premium. There limited hull cover covers fire, storm, lightning strike and theft of the entire boat.
Questions and answers
Frequent questions
How is a sailing boat without an engine rated?
For Polarstern: Via the sail area instead of the engine output.
Added to this are the type of boat, value, year of build and cruising range.
The brand name remains irrelevant to the premium.
Is transport to the water covered?
Yes, for Polarstern too: The cover applies while in transit, during craning,
during launching and in winter storage.
The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus,
provided it is named in the application with its value.
You can add it to the hull cover for a premium.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Polarstern: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Polarstern, at replacement value with an agreed fixed value.
For the whole class of boat
For Polarstern: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Polarstern included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Polarstern.
Current wind force and direction for your waters are shown on the Home.
Series by Polarstern, build years and cover
Mikro 18 is a sailing boat from Polarstern, built from 1989 to 1998.
For the Mikro 18 by Polarstern series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Mikro 18 by Polarstern series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
Polarstern insured in five minutes.
Boat type, year built, length and value of your Polarstern are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
