Insuring Scharstein: cover and premium
motorboats and sports boats · several countries
Scharstein builds motorboats and sports boats in several countries. NAMMERT insures a Scharstein regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Scharstein; cover, cost and conditions
Two model ranges are recorded, both with the same build period from 1965 to 1972: the Kleine Belt as a motor boat and the Kleine Sundkreuzer as a sailing boat. We have no further models on file. This changes nothing about inclusion in the policy, because it is the individual boat that is insured.
We also accept small series and home builds. If comparative values are missing, the value is agreed as an agreed value and, in the event of a claim, paid with no deduction for depreciation (new for old). In the Premium tariff, full hull cover applies here with no age limit. Year of construction, place of purchase and previous owners play no part in acceptance.
Motor boat and sailing boat are calculated differently: for the Kleine Belt via the engine output, for the Kleine Sundkreuzer via the sail area. In each case the type of boat, value, year of construction and cruising range are added; the brand is left out and does not change the premium.
Questions and answers
Frequent questions
Can small series and home builds be insured?
Yes, for Scharstein too: we accept both.
The value is determined through an agreed value,
so that in the event of a claim there is no argument about comparable prices,
and compensation is paid with no deduction for depreciation (new for old).
Why is a sailing boat calculated differently from a motor boat?
For Scharstein: Because on sailing boats the sail area and on motor boats the engine output enters
into the premium.
Type of boat, value, year of construction and cruising range apply equally to both.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Scharstein: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Scharstein, at replacement value with an agreed fixed value.
For the whole class of boat
For Scharstein: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Scharstein included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Scharstein.
Current wind force and direction for your waters are shown on the Home.
Series by Scharstein, build years and cover
Kleiner Belt is a motorboat from Scharstein, built from 1965 to 1972.
Kleiner Sundkreuzer is a sailing boat from Scharstein, built from 1965 to 1972.
For the Kleiner Belt and Kleiner Sundkreuzer by Scharstein series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Kleiner Belt by Scharstein series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Kleiner Sundkreuzer by Scharstein series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The Scharstein range in figures
These figures come from the model records we keep for Scharstein: boat type,
build years and length, nothing estimated.
- motorboat
- 1 model, 1965 to 1972, 6.5 m
- sailing boat
- 1 model, 1965 to 1972, 6.9 m
What does a used Scharstein cost?
We hold today’s price ranges by year for 1 models by Scharstein.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Kleiner Sundkreuzer | 1968 to 1969 | €14,200 to €18,000 |
Estimate from our boat records, October 2026.
Not a survey.
Scharstein insured in five minutes.
Boat type, year built, length and value of your Scharstein are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
