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Insuring Spectrum: cover and premium

motorboats and sports boats · several countries

Spectrum: series builder of sports boats. NAMMERT insures a Spectrum regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

motorboats and sports boats

Typical sizes

3,4 to 6 m

Premium from

from €49 a year for liability

Worth knowing

Spectrum; cover, cost and conditions

Spectrum was an American name in welded aluminium boats, known for fishing boats and runabouts and, later on, small cabin models. Its roots are placed in Indiana in the 1970s; in the mid 1990s Brunswick folded it into its Fisher aluminium line, which is why some Fisher models appear here too. The three digit number in each name gives the length in centimetres, and the suffix tells you the layout: SL, SF, R, CLX and RLX, plus Open, Cabin and Timonier for open, cabin and wheelhouse versions.

Our model records list 31 Spectrum powerboats, four of them badged Fisher. Build years run from 1990 to 2000, so none is in current production. Lengths range from 3.35 to 6 metres, with half of the models between 4.1 and 5 metres. The CLX models run from the 411 CLX at 4.14 metres to the 485 CLX at 4.85 metres, and the R series from the 380 R to the 490 R. The cabin versions start with the 420 Cabin and end with the 600 Cabine at exactly 6 metres.

These are trailer boats for lakes, rivers and sheltered coastal water, used for fishing and day trips. Every one of them is now more than 25 years old, so value depends far more on condition than on the badge: a sound welded hull without corrosion at the transom and fittings, a straight bottom after years of beaching, and above all the outboard, which on a boat this size makes up a large share of the whole package.

Questions and answers

Frequent questions

Why do some Spectrum models also carry the Fisher name?

In the mid 1990s Brunswick took over Spectrum and merged it into its own Fisher aluminium line,

so boats such as the 410 SL and the 500 SF appear under both names.

What do the number and suffix in a Spectrum name mean?

For Spectrum: The three digit number is roughly the length in centimetres,

so a 465 CLX is 4.65 metres long.

Open marks the open boat, Cabin or Cabine the cabin version and Timonier the wheelhouse version.

The cover that fits

motorboat insurance

Tariffs, cover and FAQ for motorboat insurance in detail.

Third-party liability

The foundation for a boat from Spectrum: damage to third parties, worldwide,

from €49 a year for liability.

Hull cover

Partial or full hull cover for a Spectrum, at replacement value with an agreed fixed value.

For the whole class of boat

For Spectrum: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Spectrum included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class
Sea Star / Sunny Sealine Seaswirl Selco Sessa Marine Shetland Silver (Finnland) Skater Powerboats Skibsplast Solarsky / Tysk Solcio Solemar Starcraft Sting Stingray Sunbird Sunsation Powerboats Suvi Südplast Team Boats Thunderbird Tracker Tullio Abbate Uttern

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Spectrum.

Current wind force and direction for your waters are shown on the Home.

Series by Spectrum, build years and cover

Spectrum 420 Cabin

Spectrum 420 Cabin is a motorboat from Spectrum, built from 1993 to 2000.

Spectrum 350

Spectrum 350 is a motorboat from Spectrum, built from 1993 to 1999.

Spectrum 400

Also a motorboat, built from 1993 to 1999.

Spectrum 410

Also a motorboat, built from 1993 to 1999.

Spectrum 425 Open

Spectrum 425 Open is a motorboat from Spectrum, built from 1993 to 1999.

Spectrum 430 Cabin

Also a motorboat, built from 1992 to 1999.

Spectrum 465 CLX

Spectrum 465 CLX is a motorboat from Spectrum, built from 1991 to 1999.

Spectrum 505 Open

Also a motorboat, built from 1993 to 1999.

Spectrum 525 Cabin

Also a motorboat, built from 1993 to 1999.

Spectrum 530 Cabin

Also a motorboat, built from 1993 to 1999.

Spectrum 530 Timonier

Spectrum 530 Timonier is a motorboat from Spectrum, built from 1993 to 1999.

Spectrum 595 Timonier

Also a motorboat, built from 1993 to 1999.

Spectrum 600 Cabine

Spectrum 600 Cabine is a motorboat from Spectrum, built from 1993 to 1999.

Fisher 355 SL

Fisher 355 SL is a motorboat from Spectrum, built from 1990 to 1998.

Fisher 410 SL

Also a motorboat, built from 1990 to 1998.

Fisher 450 SF

Fisher 450 SF is a motorboat from Spectrum, built from 1990 to 1998.

Fisher 500 SF

Also a motorboat, built from 1990 to 1998.

Spectrum 380 R

Spectrum 380 R is a motorboat from Spectrum, built from 1991 to 1998.

Spectrum 411 CLX

Also a motorboat, built from 1991 to 1998.

Spectrum 415 R

Also a motorboat, built from 1991 to 1998.

Spectrum 435 R

Also a motorboat, built from 1991 to 1998.

Spectrum 441 CLX

Also a motorboat, built from 1990 to 1998.

Spectrum 485 CLX

Also a motorboat, built from 1991 to 1998.

Spectrum 490 R

Also a motorboat, built from 1991 to 1998.

Spectrum 490 RLX

Spectrum 490 RLX is a motorboat from Spectrum, built from 1991 to 1998.

Spectrum 565 HT

Spectrum 565 HT is a motorboat from Spectrum, built from 1991 to 1998.

Spectrum 566 MC

Spectrum 566 MC is a motorboat from Spectrum, built from 1991 to 1998.

Spectrum 355 SL

Spectrum 355 SL is a motorboat from Spectrum, built from 1990 to 1997.

Spectrum 410 SL

Also a motorboat, built from 1990 to 1997.

Spectrum 450 SF

Spectrum 450 SF is a motorboat from Spectrum, built from 1990 to 1997.

Spectrum 500 SF

Also a motorboat, built from 1990 to 1997.

Spectrum 42

Spectrum 42 is a cabin catamaran from Spectrum, built from 1984 to 1991.

What this means for the cover

For the Spectrum 420 Cabin, Spectrum 350,

Spectrum 400 by Spectrum and 29 more series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the Spectrum 420 Cabin, Spectrum 350, Spectrum 400 by Spectrum and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Spectrum 42 by Spectrum series:

On catamarans the bridgedeck between the hulls is the sensitive part,

and the berth belongs in the application: double width often means a mooring rather than a marina.

All series at a glance

The Spectrum range in figures

These figures come from the model records we keep for Spectrum: boat type, build years and length,

nothing estimated.

motorboat
31 models, 1990 to 2000, mostly 3.8 to 5.7 m
cabin catamaran
1 model, 1984 to 1991, 12.8 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Spectrum model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 32 models.

What does a used Spectrum cost?

We hold today’s price ranges by year for 30 models by Spectrum.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Fisher 355 SL1993 to 1995€3,800 to €5,000
Fisher 410 SL1993 to 1995€2,700 to €3,700
Fisher 450 SF1993 to 1995€4,200 to €5,600
Fisher 500 SF1993 to 1995€8,400 to €10,800
Spectrum 3501996€3,400 to €4,300
Spectrum 355 SL1993 to 1994€4,000 to €5,100
Spectrum 380 R1994 to 1995€2,700 to €3,800
Spectrum 4001996€3,500 to €4,500
Spectrum 4101996€4,000 to €5,000
Spectrum 410 SL1993 to 1994€3,800 to €4,900
Spectrum 411 CLX1994 to 1995€3,800 to €5,000
Spectrum 415 R1994 to 1995€3,100 to €4,200
Spectrum 421987 to 1988€87,700 to €119,100
Spectrum 420 Cabin1996€3,900 to €4,900
Spectrum 425 Open1996€4,500 to €5,700
Spectrum 430 Cabin1995 to 1996€4,700 to €6,100
Spectrum 435 R1994 to 1995€3,700 to €4,900
Spectrum 441 CLX1993 to 1995€4,600 to €6,300
Spectrum 450 SF1993 to 1994€7,100 to €9,100
Spectrum 490 R1994 to 1995€4,700 to €6,300
Spectrum 490 RLX1994 to 1995€4,800 to €6,400
Spectrum 500 SF1993 to 1994€8,400 to €10,800
Spectrum 505 Open1996€7,200 to €9,200
Spectrum 525 Cabin1996€8,000 to €10,200
Spectrum 530 Cabin1996€7,200 to €9,200
Spectrum 530 Timonier1996€7,200 to €9,200
Spectrum 565 HT1994 to 1995€9,200 to €12,200
Spectrum 566 MC1994 to 1995€9,500 to €12,600
Spectrum 595 Timonier1996€11,200 to €14,200
Spectrum 600 Cabine1996€11,400 to €14,500

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Motorboat on a mooring buoy in a bay in the morning mist

Spectrum insured in five minutes.

Boat type, year built, length and value of your Spectrum are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

Open the online calculator Talk to a person
A couple walks along the pontoon to their motorboat with a picnic basket and towels, laughing

Basket packed?

Picnic on board? Count us in.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Spectrum: from €49 a year for liability

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