Insuring Spectrum: cover and premium
motorboats and sports boats · several countries
Spectrum: series builder of sports boats. NAMMERT insures a Spectrum regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
3,4 to 6 m
Premium from
from €49 a year for liability
Worth knowing
Spectrum; cover, cost and conditions
Spectrum was an American name in welded aluminium boats, known for fishing boats and runabouts and, later on, small cabin models. Its roots are placed in Indiana in the 1970s; in the mid 1990s Brunswick folded it into its Fisher aluminium line, which is why some Fisher models appear here too. The three digit number in each name gives the length in centimetres, and the suffix tells you the layout: SL, SF, R, CLX and RLX, plus Open, Cabin and Timonier for open, cabin and wheelhouse versions.
Our model records list 31 Spectrum powerboats, four of them badged Fisher. Build years run from 1990 to 2000, so none is in current production. Lengths range from 3.35 to 6 metres, with half of the models between 4.1 and 5 metres. The CLX models run from the 411 CLX at 4.14 metres to the 485 CLX at 4.85 metres, and the R series from the 380 R to the 490 R. The cabin versions start with the 420 Cabin and end with the 600 Cabine at exactly 6 metres.
These are trailer boats for lakes, rivers and sheltered coastal water, used for fishing and day trips. Every one of them is now more than 25 years old, so value depends far more on condition than on the badge: a sound welded hull without corrosion at the transom and fittings, a straight bottom after years of beaching, and above all the outboard, which on a boat this size makes up a large share of the whole package.
Questions and answers
Frequent questions
Why do some Spectrum models also carry the Fisher name?
In the mid 1990s Brunswick took over Spectrum and merged it into its own Fisher aluminium line,
so boats such as the 410 SL and the 500 SF appear under both names.
What do the number and suffix in a Spectrum name mean?
For Spectrum: The three digit number is roughly the length in centimetres,
so a 465 CLX is 4.65 metres long.
Open marks the open boat, Cabin or Cabine the cabin version and Timonier the wheelhouse version.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Spectrum: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Spectrum, at replacement value with an agreed fixed value.
For the whole class of boat
For Spectrum: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Spectrum included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Spectrum.
Current wind force and direction for your waters are shown on the Home.
Series by Spectrum, build years and cover
Spectrum 420 Cabin is a motorboat from Spectrum, built from 1993 to 2000.
Spectrum 350 is a motorboat from Spectrum, built from 1993 to 1999.
Also a motorboat, built from 1993 to 1999.
Also a motorboat, built from 1993 to 1999.
Spectrum 425 Open is a motorboat from Spectrum, built from 1993 to 1999.
Also a motorboat, built from 1992 to 1999.
Spectrum 465 CLX is a motorboat from Spectrum, built from 1991 to 1999.
Also a motorboat, built from 1993 to 1999.
Also a motorboat, built from 1993 to 1999.
Also a motorboat, built from 1993 to 1999.
Spectrum 530 Timonier is a motorboat from Spectrum, built from 1993 to 1999.
Also a motorboat, built from 1993 to 1999.
Spectrum 600 Cabine is a motorboat from Spectrum, built from 1993 to 1999.
Fisher 355 SL is a motorboat from Spectrum, built from 1990 to 1998.
Also a motorboat, built from 1990 to 1998.
Fisher 450 SF is a motorboat from Spectrum, built from 1990 to 1998.
Also a motorboat, built from 1990 to 1998.
Spectrum 380 R is a motorboat from Spectrum, built from 1991 to 1998.
Also a motorboat, built from 1991 to 1998.
Also a motorboat, built from 1991 to 1998.
Also a motorboat, built from 1991 to 1998.
Also a motorboat, built from 1990 to 1998.
Also a motorboat, built from 1991 to 1998.
Also a motorboat, built from 1991 to 1998.
Spectrum 490 RLX is a motorboat from Spectrum, built from 1991 to 1998.
Spectrum 565 HT is a motorboat from Spectrum, built from 1991 to 1998.
Spectrum 566 MC is a motorboat from Spectrum, built from 1991 to 1998.
Spectrum 355 SL is a motorboat from Spectrum, built from 1990 to 1997.
Also a motorboat, built from 1990 to 1997.
Spectrum 450 SF is a motorboat from Spectrum, built from 1990 to 1997.
Also a motorboat, built from 1990 to 1997.
Spectrum 42 is a cabin catamaran from Spectrum, built from 1984 to 1991.
For the Spectrum 420 Cabin, Spectrum 350,
Spectrum 400 by Spectrum and 29 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Spectrum 420 Cabin, Spectrum 350, Spectrum 400 by Spectrum and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Spectrum 42 by Spectrum series:
On catamarans the bridgedeck between the hulls is the sensitive part,
and the berth belongs in the application: double width often means a mooring rather than a marina.
The Spectrum range in figures
These figures come from the model records we keep for Spectrum: boat type, build years and length,
nothing estimated.
- motorboat
- 31 models, 1990 to 2000, mostly 3.8 to 5.7 m
- cabin catamaran
- 1 model, 1984 to 1991, 12.8 m
Which model was built when?
What does a used Spectrum cost?
We hold today’s price ranges by year for 30 models by Spectrum.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Fisher 355 SL | 1993 to 1995 | €3,800 to €5,000 |
| Fisher 410 SL | 1993 to 1995 | €2,700 to €3,700 |
| Fisher 450 SF | 1993 to 1995 | €4,200 to €5,600 |
| Fisher 500 SF | 1993 to 1995 | €8,400 to €10,800 |
| Spectrum 350 | 1996 | €3,400 to €4,300 |
| Spectrum 355 SL | 1993 to 1994 | €4,000 to €5,100 |
| Spectrum 380 R | 1994 to 1995 | €2,700 to €3,800 |
| Spectrum 400 | 1996 | €3,500 to €4,500 |
| Spectrum 410 | 1996 | €4,000 to €5,000 |
| Spectrum 410 SL | 1993 to 1994 | €3,800 to €4,900 |
| Spectrum 411 CLX | 1994 to 1995 | €3,800 to €5,000 |
| Spectrum 415 R | 1994 to 1995 | €3,100 to €4,200 |
| Spectrum 42 | 1987 to 1988 | €87,700 to €119,100 |
| Spectrum 420 Cabin | 1996 | €3,900 to €4,900 |
| Spectrum 425 Open | 1996 | €4,500 to €5,700 |
| Spectrum 430 Cabin | 1995 to 1996 | €4,700 to €6,100 |
| Spectrum 435 R | 1994 to 1995 | €3,700 to €4,900 |
| Spectrum 441 CLX | 1993 to 1995 | €4,600 to €6,300 |
| Spectrum 450 SF | 1993 to 1994 | €7,100 to €9,100 |
| Spectrum 490 R | 1994 to 1995 | €4,700 to €6,300 |
| Spectrum 490 RLX | 1994 to 1995 | €4,800 to €6,400 |
| Spectrum 500 SF | 1993 to 1994 | €8,400 to €10,800 |
| Spectrum 505 Open | 1996 | €7,200 to €9,200 |
| Spectrum 525 Cabin | 1996 | €8,000 to €10,200 |
| Spectrum 530 Cabin | 1996 | €7,200 to €9,200 |
| Spectrum 530 Timonier | 1996 | €7,200 to €9,200 |
| Spectrum 565 HT | 1994 to 1995 | €9,200 to €12,200 |
| Spectrum 566 MC | 1994 to 1995 | €9,500 to €12,600 |
| Spectrum 595 Timonier | 1996 | €11,200 to €14,200 |
| Spectrum 600 Cabine | 1996 | €11,400 to €14,500 |
Estimate from our boat records, October 2026.
Not a survey.
Spectrum insured in five minutes.
Boat type, year built, length and value of your Spectrum are all we need.
Work out the premium online or call us: +49 3375 29 12 77.