Insuring Spoker: cover and premium
motorboats and sports boats · several countries
Spoker builds motorboats and sports boats in several countries. NAMMERT insures a Spoker regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Spoker; cover, cost and conditions
Two ranges have been running since 2018 to the present day, the Kiss Boat and the Saloon Yacht, both listed as motor boats. With current production, part of the value lies in on-board technology that is firmly connected to the boat and therefore belongs in the list of values.
What is stated there forms the agreed value, and that is paid in the event of a claim with no deduction for depreciation, in the Premium tariff without an age limit. It is best to check equipment and electronics before taking out the policy so that nothing is missing. Additions are possible at any time later.
The premium is based on type of boat, value, year of construction, engine power and cruising range, never on the brand. Up to a sum insured of 2.5 million euros the policy is taken out online, above that an examination of the individual case follows, and the hull cover knows no time window.
Questions and answers
Frequent questions
How does on-board technology get into the contract?
For Spoker: Through the list of values when taking out the policy.
Permanently installed technology flows into the agreed value and is replaced with no deduction for
depreciation, in the Premium tariff without an age limit.
Are new boats placed differently from older ones?
For Spoker: The year of construction is one of the premium factors, no more than that.
We insure regardless of year of construction, place of purchase and previous owners,
and in the Premium tariff the replacement applies without an age limit.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Spoker: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Spoker, at replacement value with an agreed fixed value.
For the whole class of boat
For Spoker: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Spoker included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Spoker.
Current wind force and direction for your waters are shown on the Home.
Series by Spoker, build years and cover
Spoker Kiss Boat is a motorboat from Spoker, built since 2018.
Spoker Saloon Yacht is a motorboat from Spoker, built since 2018.
As the Spoker Kiss Boat and Spoker Saloon Yacht by Spoker series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Spoker Kiss Boat, Spoker Saloon Yacht by Spoker series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
What does a used Spoker cost?
We hold today’s price ranges by year for 2 models by Spoker.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Spoker Kiss Boat | 2021 to 2024 | €41,300 to €64,600 |
| Spoker Saloon Yacht | 2021 to 2024 | €197,000 to €266,400 |
Estimate from our boat records, October 2026.
Not a survey.
Spoker insured in five minutes.
Boat type, year built, length and value of your Spoker are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
