Insuring Vator Oy: cover and premium
motorboats and sports boats · several countries
Vator Oy: small boat builder. NAMMERT insures a Vator Oy regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
3,6 to 5,2 m
Premium from
from €49 a year for liability
Worth knowing
Vator Oy; cover, cost and conditions
Vator Oy is a Finnish company with a long boatbuilding past. It was founded in 1938 at Degerö near Helsinki, today's Laajasalo. After the war it built work and rescue boats, in the 1950s wooden sailing boats went to the United States, and the 1960s were the era of mahogany racing yachts and motor cruisers. In the 1970s fibreglass motorboats became the main business, before the company moved into selling engines and equipment. The Vator boats in our data come from the fibreglass years: small, sturdy motorboats whose number gives roughly the length in feet.
Our records list six Vator models: five motorboats and one sailing boat. The oldest is the Day Sailer, a 5.15 metre sailing boat recorded from 1962 to 1977. The motorboats start in 1970: the Vator 12 at 3.55 metres until 1977, the Vator 14 at 4.25 metres until 1978, the Vator 15 at 4.35 metres until 1977 and the Vator 17 at 5.03 metres until 1978. Last comes the Vator 15GL at 4.35 metres, built from 1982 to 1988.
These little boats suit lakes, archipelagos and short coastal hops, and they tow behind an ordinary car. Many survive in second or third hands, so check the transom, the floor and old gelcoat for cracks, renew fuel lines and wiring, and keep the boat under a tarpaulin through the northern winter.
Questions and answers
Frequent questions
Which is the smallest Vator?
For Vator Oy: The Vator 12 at 3.55 metres, recorded from 1970 to 1977.
The largest in our records is the 5.15 metre Day Sailer;
among the motorboats it is the 5.03 metre Vator 17.
How does the Vator 15 differ from the 15GL?
For Vator Oy: Both measure 4.35 metres.
The Vator 15 is listed from 1970 to 1977, while the 15GL followed from 1982 to 1988,
the newest Vator in our records.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Vator Oy: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Vator Oy, at replacement value with an agreed fixed value.
For the whole class of boat
For Vator Oy: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Vator Oy included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Vator Oy.
Current wind force and direction for your waters are shown on the Home.
Series by Vator Oy, build years and cover
Vator 15GL is a motorboat from Vator Oy, built from 1982 to 1988.
Vator 14 is a motorboat from Vator Oy, built from 1970 to 1978.
Also a motorboat, built from 1970 to 1978.
Day Sailer is a sailing boat from Vator Oy, built from 1962 to 1977.
Also a motorboat, built from 1970 to 1977.
Also a motorboat, built from 1970 to 1977.
For the Vator 15GL, Vator 14, Vator 17 by Vator Oy and 3 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Vator 15GL, Vator 14, Vator 17 by Vator Oy and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Day Sailer by Vator Oy series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The Vator Oy range in figures
These figures come from the model records we keep for Vator Oy: boat type, build years and length,
nothing estimated.
- motorboat
- 5 models, 1970 to 1988, 3.6 to 5 m
- sailing boat
- 1 model, 1962 to 1977, 5.2 m
Which model was built when?
What does a used Vator Oy cost?
We hold today’s price ranges by year for 2 models by Vator Oy.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Vator 15GL | 1985 | €6,900 to €8,700 |
| Vator 17 | 1973 to 1975 | €10,600 to €13,500 |
Estimate from our boat records, October 2026.
Not a survey.
Vator Oy insured in five minutes.
Boat type, year built, length and value of your Vator Oy are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
