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Insuring EM Yachts / Huzar-Boats: cover and premium
sailing boats and sailing yachts · several countries
EM Yachts / Huzar-Boats: polish builder of sailing yachts. NAMMERT insures a EM Yachts / Huzar-Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
6,3 to 12,8 m
Premium from
from €39 a year for liability
Worth knowing
EM Yachts / Huzar-Boats; cover, cost and conditions
Huzar is the brand of EM-Yachts, a Polish yard that builds its sailing yachts in Toruń. According to a test in the German magazine Yacht, the yard deliberately avoids competing on price and puts its effort into workmanship and sailing performance. The Huzar 30 is named there as the first boat built to that standard. The Huzar 21 followed, a small cruiser that carries the same idea into a smaller size. The testers noted its ergonomics, a well thought out deck layout and a rigging concept unusually elaborate for a boat of that length, along with careful detail above and below deck. The family reaches from that small cruiser up to a yacht of more than twelve metres. The source gives no founding year.
Our model records list five designs, all sailing yachts. First come the Huzar 30 Ocean and the Huzar 30 Offshore, both from 2003 and both 9.1 metres long; the Offshore is listed until 2012, the Ocean until 2015. The Huzar 21 at 6.26 metres follows in 2005 and runs until 2022. The Huzar 28 at 8.55 metres starts in 2007 and the Huzar 42 at 12.8 metres in 2011. These two run into the most recent build years, while the other three lines have ended. Some six and a half metres separate the smallest and the largest boat. Four of the five designs stay under ten metres.
With a rig this involved, a used Huzar deserves a close look aloft: spreaders, terminals, the furler and any adjustable backstay or vang. On the Huzar 30 models from the early years, check the deck fittings for leaks and the rudder bearings for play. Where a Huzar 21 is kept on a trailer, wheel bearings, lights and the winch post of the trailer matter too. Owners who sail club races tend to look after sails and running rigging carefully, and a sail wardrobe in good shape adds to what the boat is worth. A test sail in a breeze shows how the boat balances.
Questions and answers
Frequent questions
How do the Huzar 30 Ocean and Huzar 30 Offshore differ?
For EM Yachts / Huzar-Boats: In our model records both are 9.1 metres long and start with build
year 2003.
The Offshore is listed until 2012 and the Ocean until 2015.
Which Huzar designs are still being built?
For EM Yachts / Huzar-Boats: The Huzar 28 at 8.55 metres and the Huzar 42 at 12.8 metres run into
the most recent build years.
The Huzar 21, 30 Ocean and 30 Offshore have ended and are found on the used market.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from EM Yachts / Huzar-Boats: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a EM Yachts / Huzar-Boats,
at replacement value with an agreed fixed value.
For the whole class of boat
For EM Yachts / Huzar-Boats: What matters for sailing boats and sailing yachts is the same across
every brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, EM Yachts / Huzar-Boats included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your EM Yachts / Huzar-Boats.
Current wind force and direction for your waters are shown on the Home.
Series by EM Yachts / Huzar-Boats, build years and cover
Huzar 28 is a sailing yacht from EM Yachts / Huzar-Boats, built since 2007.
Also a sailing yacht, built since 2011.
Huzar 21 is a sailing yacht from EM Yachts / Huzar-Boats, built from 2005 to 2022.
Huzar 30 Ocean is a sailing yacht from EM Yachts / Huzar-Boats, built from 2003 to 2015.
Huzar 30 Offshore is a sailing yacht from EM Yachts / Huzar-Boats, built from 2003 to 2012.
As the Huzar 28 and Huzar 42 by EM Yachts / Huzar-Boats series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Huzar 21, Huzar 30 Ocean and Huzar 30 Offshore by EM Yachts / Huzar-Boats series the
market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Huzar 28, Huzar 42, Huzar 21 by EM Yachts / Huzar-Boats and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The EM Yachts / Huzar-Boats range in figures
These figures come from the model records we keep for EM Yachts / Huzar-Boats: boat type,
build years and length, nothing estimated.
- sailing yacht
- 5 models, since 2003, 6.3 to 12.8 m
Which model was built when?
What does a used EM Yachts / Huzar-Boats cost?
We hold today’s price ranges by year for 4 models by EM Yachts / Huzar-Boats.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Huzar 28 | 2010 to 2024 | €42,000 to €89,800 |
| Huzar 30 Ocean | 2006 to 2012 | €40,100 to €56,900 |
| Huzar 30 Offshore | 2006 to 2009 | €43,500 to €57,600 |
| Huzar 42 | 2014 to 2024 | €94,300 to €261,800 |
Estimate from our boat records, October 2026.
Not a survey.
EM Yachts / Huzar-Boats insured in five minutes.
Boat type, year built, length and value of your EM Yachts / Huzar-Boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.