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Insuring Gardas Marine: cover and premium
sailing boats and sailing yachts · several countries
Gardas Marine builds sailing boats and sailing yachts in several countries. NAMMERT insures a Gardas Marine regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Gardas Marine; cover, cost and conditions
Ten to fifty million euros of limit of indemnity are available in third-party liability, graded across the Basis, Basis-Plus and Premium tariff levels. One model range is on record from Gardas Marine, the Seeker 31, a sailing yacht with build years from 1976 to 1982. This basis stands regardless of the age of the boat.
For hull cover on a yacht from this period, the agreed value applies. Claims are settled with no deduction for depreciation (new for old), in the Premium tariff with no age limit. Build year, place of purchase and previous owners are no obstacle to taking out the policy, so that even a hull sailed for many years remains protected at the agreed value.
If the Seeker 31 sails club races, these are included from Basis-Plus upwards. Races carrying ranking status are declared when you take out the policy. With sailing boats the sail area takes the place of the engine output as a premium factor, alongside the type of boat, the value, the build year and the cruising range.
Questions and answers
Frequent questions
What limit of indemnity does third-party liability offer?
For Gardas Marine: Between 10 and 50 million euros, depending on the Basis,
Basis-Plus or Premium tariff level.
Third-party liability is the basis of every contract, and full and limited hull cover build on it.
Are regatta starts included?
For Gardas Marine: Club races from the Basis-Plus level upwards.
Races carrying ranking status are reported when you take out the policy,
so that they are recorded in the contract and the cover is settled.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Gardas Marine: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Gardas Marine, at replacement value with an agreed fixed value.
For the whole class of boat
For Gardas Marine: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Gardas Marine included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Gardas Marine.
Current wind force and direction for your waters are shown on the Home.
Series by Gardas Marine, build years and cover
Seeker 31 is a sailing yacht from Gardas Marine, built from 1976 to 1982.
For the Seeker 31 by Gardas Marine series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Seeker 31 by Gardas Marine series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Gardas Marine cost?
We hold today’s price ranges by year for 1 models by Gardas Marine.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Seeker 31 | 1979 | €12,000 to €15,200 |
Estimate from our boat records, October 2026.
Not a survey.
Gardas Marine insured in five minutes.
Boat type, year built, length and value of your Gardas Marine are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
