Home / Builders / Göbel/Hess/Carat
Insuring Göbel/Hess/Carat: cover and premium
sailing boats and sailing yachts · several countries
Göbel/Hess/Carat builds sailing boats and sailing yachts in several countries. NAMMERT insures a Göbel/Hess/Carat regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Göbel/Hess/Carat; cover, cost and conditions
Two sailing yacht ranges are on record: the Carat 34 with a production period from 1974 to 1994 and the Nadine 24 from 1973 to 1990. Beyond these two, nothing is available. Regardless of age and size, the protection for such yachts begins with third-party liability, which carries every further cover.
Third-party liability is the basis of every policy and is available with a limit of indemnity of 10 to 50 million euros, graded across the Basis, Basis-Plus and Premium tariff tiers. It applies regardless of whether you additionally choose limited hull cover or full hull cover for your own boat.
For yachts with years of construction from the 1970s and 1980s, the agreed value is the decisive point: it is agreed in advance, and indemnity is paid with no deduction for depreciation, in the Premium tariff with no age limit. Club races are included from Basis-Plus upwards.
Questions and answers
Frequent questions
Is third-party liability alone enough for a Carat 34?
For Göbel/Hess/Carat: Third-party liability covers damage to others and is the basis.
For damage to your own boat you additionally need limited hull cover or full hull cover with an
agreed value.
Which tariff tiers are available?
For Göbel/Hess/Carat: Basis, Basis-Plus and Premium.
The limit of indemnity in third-party liability ranges from 10 to 50 million euros,
and in the Premium tariff the agreed value applies with no age limit.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Göbel/Hess/Carat: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Göbel/Hess/Carat, at replacement value with an agreed fixed value.
For the whole class of boat
For Göbel/Hess/Carat: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Göbel/Hess/Carat included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Göbel/Hess/Carat.
Current wind force and direction for your waters are shown on the Home.
Series by Göbel/Hess/Carat, build years and cover
Carat 34 is a sailing yacht from Göbel/Hess/Carat, built from 1974 to 1994.
Nadine 24 is a sailing yacht from Göbel/Hess/Carat, built from 1973 to 1990.
For the Carat 34 and Nadine 24 by Göbel/Hess/Carat series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Carat 34, Nadine 24 by Göbel/Hess/Carat series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Göbel/Hess/Carat cost?
We hold today’s price ranges by year for 2 models by Göbel/Hess/Carat.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Carat 34 | 1977 to 1991 | €19,300 to €35,900 |
| Nadine 24 | 1976 to 1987 | €6,000 to €12,600 |
Estimate from our boat records, October 2026.
Not a survey.
Göbel/Hess/Carat insured in five minutes.
Boat type, year built, length and value of your Göbel/Hess/Carat are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
