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Insuring Hacker Boats: cover and premium
sailing boats and sailing yachts · several countries
Hacker Boats builds sailing boats and sailing yachts in several countries. NAMMERT insures a Hacker Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Hacker Boats; cover, cost and conditions
Under Hacker Boats one range is recorded, the sailing yacht Caribic 40 with years of construction from 1974 to 1987. More than that is not known to us about this brand, and we do not add anything. For the contract that is sufficient, because what is insured is the boat with its characteristics and not the name of the yard.
With a yacht that is sailed over decades, the equipment on board is often worth more than assumed. Include electronics, rig and fixed equipment in the schedule of the boat value, then they are reflected through the agreed value and are part of the indemnity in the event of a claim.
Cover applies in winter storage, during craning, during launching and while in transport. The limited hull cover covers fire, storm, lightning strike and theft of the entire boat. Club races are included from Basis-Plus onwards; races with scoring status you state when taking out the policy.
Questions and answers
Frequent questions
Does permanently installed electronics belong to the insured value?
For Hacker Boats: If it is contained in the schedule of the boat value, yes.
The agreed value then also comprises equipment and electronics,
and the indemnity is paid with no deduction for depreciation (new for old).
What role does the sail area play?
For Hacker Boats: With sailing yachts it takes the place of the engine power and feeds into the
premium alongside type of boat, value, year of construction and cruising range.
The brand remains without influence.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Hacker Boats: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Hacker Boats, at replacement value with an agreed fixed value.
For the whole class of boat
For Hacker Boats: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Hacker Boats included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Hacker Boats.
Current wind force and direction for your waters are shown on the Home.
Series by Hacker Boats, build years and cover
Caribic 40 is a sailing yacht from Hacker Boats, built from 1974 to 1987.
For the Caribic 40 by Hacker Boats series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Caribic 40 by Hacker Boats series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Hacker Boats cost?
We hold today’s price ranges by year for 1 models by Hacker Boats.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Caribic 40 | 1977 to 1984 | €42,100 to €56,000 |
Estimate from our boat records, October 2026.
Not a survey.
Hacker Boats insured in five minutes.
Boat type, year built, length and value of your Hacker Boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
