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Insuring Impact Yachts: cover and premium
sailing boats and sailing yachts · several countries
Impact Yachts builds sailing boats and sailing yachts in several countries. NAMMERT insures a Impact Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Impact Yachts; cover, cost and conditions
No policy without third-party liability: it is the basis and, with 10 to 50 million euros, covers damage that you cause to others with the boat. For the Impact 37 and the Impact 45 the tariff levels Basis, Basis-Plus and Premium are available to choose from.
Both ranges were built between 1997 and 2005, and production lies in the past. As sailing yachts they are rated via the sail area, not via the engine power. Added to this are the type of boat, value, year of construction and cruising range, while the brand name remains of no significance for the premium.
Limited hull cover and full hull cover can be built on top of third-party liability. Limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage, and full hull cover additionally covers collision, grounding, vandalism and theft of parts.
Questions and answers
Frequent questions
Is third-party liability alone enough for an Impact 45?
For Impact Yachts: It is the basis and covers damage to third parties with 10 to 50 million euros.
For damage to your own boat you additionally need limited hull cover or full hull cover with an
agreed value.
Which tariff levels are available to choose from?
For Impact Yachts: Basis, Basis-Plus and Premium.
From Basis-Plus upwards club races are included,
and in the Premium tariff the age limit for the boat is dropped in full hull cover.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Impact Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Impact Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Impact Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Impact Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Impact Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Impact Yachts, build years and cover
Impact 37 is a sailing yacht from Impact Yachts, built from 1997 to 2005.
Also a sailing yacht, built from 1997 to 2005.
For the Impact 37 and Impact 45 by Impact Yachts series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Impact 37, Impact 45 by Impact Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Impact Yachts cost?
We hold today’s price ranges by year for 2 models by Impact Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Impact 37 | 2000 | €54,100 to €68,900 |
| Impact 45 | 2000 | €83,000 to €105,600 |
Estimate from our boat records, October 2026.
Not a survey.
Impact Yachts insured in five minutes.
Boat type, year built, length and value of your Impact Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
