Insuring Mikkel: cover and premium
sailing boats and sailing yachts · several countries
Mikkel builds sailing boats and sailing yachts in several countries. NAMMERT insures a Mikkel regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Mikkel; cover, cost and conditions
Recorded is the sailing yacht Mikkel 42 with years of construction from 1988 to 1995. Anyone acquiring one today buys from second or third hand, and then the question of the replacement value arises before the first claim. The agreed value answers it when cover is taken out.
It lays down what is paid in the event of replacement, with no deduction for depreciation and in the Premium tariff with no age limit. For disputes surrounding the purchase we also offer the legal expenses cover for water sports, which applies in a dispute with a yard as well.
On sailing yachts the sail area instead of the engine power helps determine the premium, together with value, year of construction, type of boat and cruising range. Club races are included from Basis-Plus upwards, and the international certificate of insurance comes automatically in ten languages.
Questions and answers
Frequent questions
How is the value of a second-hand yacht recorded?
For Mikkel: Through the agreed value.
It is agreed when cover is taken out and is the figure used in the event of a claim,
regardless of what the boat cost at purchase.
Do previous owners matter for the contract?
No, not for Mikkel either: We insure regardless of year of construction,
place of purchase and previous owners.
What is decisive are the details of the boat itself and the agreed value agreed when cover is
taken out.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Mikkel: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Mikkel, at replacement value with an agreed fixed value.
For the whole class of boat
For Mikkel: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Mikkel included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Mikkel.
Current wind force and direction for your waters are shown on the Home.
Series by Mikkel, build years and cover
Mikkel 42 is a sailing yacht from Mikkel, built from 1988 to 1995.
For the Mikkel 42 by Mikkel series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Mikkel 42 by Mikkel series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Mikkel cost?
We hold today’s price ranges by year for 1 models by Mikkel.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Mikkel 42 | 1991 to 1992 | €55,400 to €72,200 |
Estimate from our boat records, October 2026.
Not a survey.
Mikkel insured in five minutes.
Boat type, year built, length and value of your Mikkel are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
