Insuring Mirror: cover and premium
sailing boats and sailing yachts · several countries
Mirror builds sailing boats and sailing yachts in several countries. NAMMERT insures a Mirror regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Mirror; cover, cost and conditions
The Miracle is the only range on file, a sailing boat with a production period from 1975 to 1982. No further ranges are available. For the premium this is of no importance, because with sailing boats the sail area takes the place of the engine power, together with value, year of construction, type of boat and cruising range.
Even a small sailing boat can cause damage to others, for example when berthing or in a starting sequence. That is why third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis. Club races are included from Basis-Plus upwards, with no separate agreement.
Hull cover can be added as limited hull cover or full hull cover. Full hull cover works with an agreed value and no deduction for depreciation (new for old), in the Premium tariff with no age limit. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and craning and launching are included. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
What determines the premium for a sailing boat?
For Mirror: The type of boat, value, year of construction, sail area and cruising range.
The engine power does not apply here, and the brand plays no part in the rating.
Are races insured as well?
For Mirror: Club races are included from Basis-Plus upwards.
Races with scoring status are stated when you take out the policy so that they are taken into
account in the contract.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Mirror: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Mirror, at replacement value with an agreed fixed value.
For the whole class of boat
For Mirror: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Mirror included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Mirror.
Current wind force and direction for your waters are shown on the Home.
Series by Mirror, build years and cover
Miracle is a sailing boat from Mirror, built from 1975 to 1982.
For the Miracle by Mirror series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Miracle by Mirror series: On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
Mirror insured in five minutes.
Boat type, year built, length and value of your Mirror are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
