Insuring Päijän: cover and premium
motorboats and sports boats · several countries
Päijän: finnish brand of rowing boats and small motorboats. NAMMERT insures a Päijän regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
4,4 to 5,8 m
Premium from
from €49 a year for liability
Worth knowing
Päijän; cover, cost and conditions
Päijän is a Finnish boat brand with roughly a century of tradition behind it, known above all for classic rowing boats. The old factory at Askikala burnt down completely in 2019. Päijän Boats Oy was set up in October 2021 to carry on the work, and the boats are now built in a new factory in Lahti. The starting point is the historic moulds, used in keeping with the old way of building, alongside newly developed ones. Founder Antti Mäkelä describes the boats as durable, safe, reliable and steady on course. Today's models are meant as a platform for different kinds of equipment, including an electric motor.
Our model records list three designs, all entered as motorboats: the Päijän 471 at 4.71 metres, the Päijän 575 at 5.75 metres and the Sulka 440 S at 4.4 metres. Build years run from 1994 to 2005. The 575 and the Sulka 440 S both start in 1994, the 471 a year later. The Sulka 440 S ends in 2001, while both Päijän lines continue until 2005. None of the three reaches into the most recent build years, so anyone buying one today is buying second hand. The name 471 does live on in the current range of the new company, there as a rowing boat.
Small Finnish open boats of this kind tend to spend summers on a lake, tied up at a cottage jetty or launched from a trailer. When looking at one that is twenty or thirty years old, start with the transom: the area around the outboard bracket takes the load of the engine and shows cracks or soft spots first. Check the keel line for scrapes from beaching on rocky shores, and look at the oarlocks, seats and fittings for corrosion and loose fastenings. A boat that has wintered upside down in a shed is usually in better shape than one left full of rainwater and snow. The trailer deserves the same attention as the hull, from tyres to winch strap.
Questions and answers
Frequent questions
Which Päijän design is the largest?
The Päijän 575 at 5.75 metres, built from 1994 to 2005.
The Päijän 471 measures 4.71 metres and the Sulka 440 S 4.4 metres.
Are the Päijän designs in the records still being built?
No.
In our model records the Sulka 440 S ends with build year 2001, the Päijän 471 and 575 with 2005.
The present Päijän Boats Oy in Lahti does offer a boat called 471 again, as a rowing boat.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Päijän: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Päijän, at replacement value with an agreed fixed value.
For the whole class of boat
For Päijän: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Päijän included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Päijän.
Current wind force and direction for your waters are shown on the Home.
Series by Päijän, build years and cover
Päijän 471 is a motorboat from Päijän, built from 1995 to 2005.
Also a motorboat, built from 1994 to 2005.
Sulka 440 S is a motorboat from Päijän, built from 1994 to 2001.
For the Päijän 471, Päijän 575 and Sulka 440 S by Päijän series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Päijän 471, Päijän 575, Sulka 440 S by Päijän series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Päijän range in figures
These figures come from the model records we keep for Päijän: boat type, build years and length,
nothing estimated.
- motorboat
- 3 models, 1994 to 2005, 4.4 to 5.8 m
Which model was built when?
What does a used Päijän cost?
We hold today’s price ranges by year for 3 models by Päijän.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Päijän 471 | 1998 to 2000 | €4,300 to €5,700 |
| Päijän 575 | 1997 to 2000 | €6,300 to €8,800 |
| Sulka 440 S | 1997 to 1998 | €3,500 to €4,800 |
Estimate from our boat records, October 2026.
Not a survey.
Päijän insured in five minutes.
Boat type, year built, length and value of your Päijän are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
