Insuring HVM: cover and premium
sailing boats and sailing yachts · several countries
HVM builds sailing boats and sailing yachts in several countries. NAMMERT insures a HVM regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
HVM; cover, cost and conditions
The Draijer sailing boat was built between 1965 and 1975 and is the only range that has come down to us. On boats from that period a current depreciated value can hardly be substantiated, which is why an agreed value is settled under full hull cover and compensation is paid in a claim with no deduction for depreciation.
In the Premium tariff this compensation applies with no age limit. We insure regardless of year of construction, place of purchase and previous owners, so that a boat from the 1960s is also written into a policy. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis.
For sailing boats the sail area counts instead of the engine output, together with the type of boat, the value, the year of construction and the cruising range. Cover also applies in winter storage, during craning and during launching, and the boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
What is the compensation for a boat from 1968 measured against?
For HVM: What counts is the agreed value settled in the policy, not an estimated current value.
Compensation is paid with no deduction for depreciation, in the Premium tariff with no age limit.
Does NAMMERT accept boats with several previous owners?
Yes, for HVM too: We insure regardless of year of construction,
place of purchase and previous owners.
Where a policy already exists, the switching service cancels the previous policy free of charge.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from HVM: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a HVM, at replacement value with an agreed fixed value.
For the whole class of boat
For HVM: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, HVM included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your HVM.
Current wind force and direction for your waters are shown on the Home.
Series by HVM, build years and cover
Draijer is a sailing boat from HVM, built from 1965 to 1975.
For the Draijer by HVM series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Draijer by HVM series: On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
HVM insured in five minutes.
Boat type, year built, length and value of your HVM are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
