Insuring Polifaktor: cover and premium
motorboats and sports boats · several countries
Polifaktor: motorboat and day cruiser yard. NAMMERT insures a Polifaktor regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
4,4 to 9,2 m
Premium from
from €49 a year for liability
Worth knowing
Polifaktor; cover, cost and conditions
Polifaktor is listed in our records with 24 models from 4.4 to 9.2 m in length, built under the Atlantic Marine name. The range is shaped by the Adventure line with 660, 780 and 900, the Open line from the 490 to the 750, and the Sun Cruiser and Day Cruiser models. Production runs from 2004 to today.
The span from 4.4 to 9.2 m matters for insurance: value and cruising area belong precisely in the application, since an open 490 is used differently from an Adventure 900. The smaller models are trailerable, where liability as the base and included trailer transport count.
NAMMERT insures Polifaktor and Atlantic Marine boats regardless of year of build and place of purchase. The premium for Polifaktor insurance can be calculated in the online calculator in about 5 minutes.
Questions and answers
Frequent questions
Does NAMMERT insure an Atlantic Marine Adventure 660?
Yes, for Polifaktor too: the Adventure 660 of around 6.6 m can be insured with NAMMERT for
liability and hull cover.
The premium is shown in the online calculator after a few details.
Does the insurance apply to all Atlantic Marine lines by Polifaktor?
Yes, for Polifaktor too: whether Open, Adventure, Sun Cruiser or Day Cruiser:
what matters is model, value and cruising area.
These details are enough for a quote in the online calculator.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Polifaktor: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Polifaktor, at replacement value with an agreed fixed value.
For the whole class of boat
For Polifaktor: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Polifaktor included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Polifaktor.
Current wind force and direction for your waters are shown on the Home.
Series by Polifaktor, build years and cover
Atlantic Marine Adventure 660 is a motorboat from Polifaktor, built since 2007.
Also a motorboat, built since 2016.
Atlantic Marine Adventure 900 is a motor yacht from Polifaktor, built since 2012.
Atlantic Marine Day Cruiser 720 is a motor yacht from Polifaktor, built since 2015.
Atlantic Marine Open 490 is a motorboat from Polifaktor, built since 2011.
Also a motorboat, built since 2011.
Also a motorboat, built since 2008.
Also a motorboat, built since 2006.
Also a motorboat, built since 2016.
Atlantic Marine Sun Cruiser 630 is a motorboat from Polifaktor, built since 2017.
Also a motorboat, built since 2016.
Also a motorboat, built since 2008.
Atlantic Marine 690 Day Cruiser is a motorboat from Polifaktor, built from 2009 to 2019.
Atlantic Marine Open 750 is a motor yacht from Polifaktor, built from 2012 to 2019.
Atlantic Marine Sun Cruiser 655 is a motorboat from Polifaktor, built from 2011 to 2019.
Atlantic Marine Adventure 560 is a motorboat from Polifaktor, built from 2006 to 2018.
Also a motorboat, built from 2005 to 2018.
Also a motorboat, built from 2009 to 2017.
Atlantic Marine Open 450 is a motorboat from Polifaktor, built from 2005 to 2017.
Also a motorboat, built from 2005 to 2017.
Also a motorboat, built from 2004 to 2017.
Also a motorboat, built from 2005 to 2017.
Also a motorboat, built from 2005 to 2017.
Also a motorboat, built from 2005 to 2017.
As the Atlantic Marine Adventure 660, Atlantic Marine Adventure 780,
Atlantic Marine Adventure 900 by Polifaktor and 9 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Atlantic Marine 690 Day Cruiser, Atlantic Marine Open 750,
Atlantic Marine Sun Cruiser 655 by Polifaktor and 9 more series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Atlantic Marine Adventure 660, Atlantic Marine Adventure 780,
Atlantic Marine Open 490 by Polifaktor and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Atlantic Marine Adventure 900, Atlantic Marine Day Cruiser 720,
Atlantic Marine Open 750 by Polifaktor series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Polifaktor range in figures
These figures come from the model records we keep for Polifaktor: boat type,
build years and length, nothing estimated.
- motorboat
- 21 models, since 2004, mostly 5 to 7.7 m
- motor yacht
- 3 models, since 2012, 7.5 to 9.2 m
Which model was built when?
What does a used Polifaktor cost?
We hold today’s price ranges by year for 24 models by Polifaktor.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Atlantic Marine 580 Day Cruiser | 2012 to 2016 | €17,100 to €25,700 |
| Atlantic Marine 690 Day Cruiser | 2012 to 2018 | €27,400 to €48,200 |
| Atlantic Marine Adventure 560 | 2009 to 2014 | €16,400 to €23,200 |
| Atlantic Marine Adventure 660 | 2010 to 2024 | €22,200 to €65,500 |
| Atlantic Marine Adventure 780 | 2019 to 2024 | €56,900 to €98,800 |
| Atlantic Marine Adventure 900 | 2015 to 2024 | €71,200 to €169,200 |
| Atlantic Marine Day Cruiser 720 | 2018 to 2024 | €48,700 to €92,200 |
| Atlantic Marine Open 450 | 2008 to 2014 | €7,500 to €11,100 |
| Atlantic Marine Open 490 | 2014 to 2024 | €12,400 to €30,200 |
| Atlantic Marine Open 505 | 2008 to 2014 | €12,100 to €18,100 |
| Atlantic Marine Open 530 | 2015 to 2024 | €16,600 to €41,300 |
| Atlantic Marine Open 550/555 | 2007 to 2014 | €14,200 to €21,800 |
| Atlantic Marine Open 625 | 2011 to 2024 | €21,000 to €56,000 |
| Atlantic Marine Open 635 | 2008 to 2014 | €21,800 to €32,800 |
| Atlantic Marine Open 670 | 2009 to 2024 | €22,700 to €61,400 |
| Atlantic Marine Open 750 | 2015 to 2016 | €47,700 to €64,100 |
| Atlantic Marine Open 750 | 2019 to 2024 | €62,200 to €106,200 |
| Atlantic Marine Sun Cruiser 570 | 2008 to 2014 | €17,300 to €25,700 |
| Atlantic Marine Sun Cruiser 630 | 2020 to 2024 | €41,500 to €71,100 |
| Atlantic Marine Sun Cruiser 650 | 2008 to 2015 | €21,900 to €34,400 |
| Atlantic Marine Sun Cruiser 655 | 2015 to 2018 | €30,000 to €47,400 |
| Atlantic Marine Sun Cruiser 690 | 2019 to 2024 | €39,900 to €71,900 |
| Atlantic Marine Sun Cruiser 730 | 2011 to 2024 | €32,700 to €93,400 |
| Atlantic Marine Sun Cruiser 805 | 2008 to 2014 | €31,500 to €51,000 |
Estimate from our boat records, October 2026.
Not a survey.
Polifaktor insured in five minutes.
Boat type, year built, length and value of your Polifaktor are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
