Marina · Bolton Landing · on the US east coast
F.R. Smith Marina, Bolton Landing: berth and insurance
F.R. Smith Marina lies at Bolton Landing on the US east coast. The position is 43° 33,5′ N 073° 39,1′ W.
- Cruising range
- Nord- & Mittelamerika
- Winter storage
- afloat all year is possible
- Position
- 43° 33,5′ N 073° 39,1′ W
On the map
The map shows this area. You can pan, zoom, search for a harbour and click the other points.
Berth, season and winter storage
A berth afloat all year round is possible here, which is exactly what makes the season a question. Policies written for a season commonly pause over the winter months, in harbour and ashore alike. Anyone who leaves the boat in the water through the winter should check which months their own cover actually runs. At the pontoon what counts is what the conditions call a duty of care: lines of adequate strength, chafe protection, a working bilge pump and a boat that is not left unchecked for months. This is a small berth and usually without permanent supervision. Pleasant, and a disadvantage in a claim: with no harbour master there is no witness to when the damage happened or how the boat was made fast. The nearest berth, Water's Edge Marina, is less than a kilometre away. That close together you share the tight water when manoeuvring, and the most common damage is the damage another boat causes.
The nearest berths: Water's Edge Marina, 0.1 kilometres to the north-east, Norowal Marina, 0.2 kilometres to the north and Norowal, 0.3 kilometres to the north. 22 other berths are recorded within 25 kilometres.
What this berth means for your policy
On this route it is not the local compulsory insurance that decides your cover, but two other things: whether the agreed cruising range takes in this ocean at all, and what your conditions say about the cyclone season. On arrival almost every authority asks for a certificate of insurance, and the International Certificate of Insurance for pleasure craft is the paper they mean. The Atlantic hurricane season runs from 1 June to 30 November, with the peak between August and October. Many policies exclude damage in that window and in that belt, or require the boat to lie south of a stated latitude. Read that clause before you book a berth for the summer: it is where policies for the Caribbean differ most. This berth sits in an area where severe gales are part of the year. That makes one distinction in the small print worth reading: most conditions name storm from force 8, while flooding and storm surge are a separate matter. Whether a boat that breaks free, strikes piles or pontoon, is driven ashore or sinks is covered depends on whether the wording insures accidental events at all or only a fixed list of named perils.
Questions and answers
What owners ask about this berth
Does my policy apply here at all?
That depends on the agreed cruising range, and it is the most common reason a long distance claim fails. In the calculator this berth belongs to the cruising range Nord- & Mittelamerika. If your policy names something narrower, the narrower wording wins, however high the sum insured. The range can be extended before you leave, not after the loss.
Can I leave the boat afloat here over winter?
It is possible, but a policy written for a season commonly pauses over the winter months, whether the boat is sailing, lying in harbour or standing ashore. Anyone leaving the boat afloat needs cover that runs the whole year.
What does a salvage cost this far out?
More than the boat. A salvage in the Pacific or the Caribbean means a tug from another country, day rates in dollars and, at the end, wreck removal if the boat cannot be saved. Check what your conditions cap salvage and wreck removal at: a limit of ten per cent of the sum insured is common and rarely enough.
Recorded on site
- Address
- Sagamore Road 36 12814 Bolton Landing
- Harbour website
- frsmithandsonsmarina.com
Cruising range
In the calculator this berth belongs to the cruising range: Nord- & Mittelamerika
Berths nearby
Sie kennen diesen Liegeplatz?
Ausstattung, Liegeplätze, Wassertiefe
Diese Angaben kommen aus OpenStreetMap, der freien Weltkarte. Wer sie dort einträgt, hilft nicht nur uns: Sie stehen danach in jeder Karte, die dieselbe Quelle nutzt. Unser nächster Abgleich holt sie von selbst hierher.
Diesen Hafen in OpenStreetMap öffnenName, position, contact details and facilities come from OpenStreetMap and may change. What this page says about cover, cruising range and winter storage we work out ourselves; only your policy document is binding.
