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Insuring Harlinger Jachtbouw B.V.: cover and premium

sailing boats and sailing yachts · several countries

Harlinger Jachtbouw B.V.: dutch builder of cruising sailing yachts. NAMMERT insures a Harlinger Jachtbouw B.V. regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

sailing boats and sailing yachts

Typical sizes

9,5 to 15,2 m

Premium from

from €39 a year for liability

Worth knowing

Harlinger Jachtbouw B.V.; cover, cost and conditions

Harlinger Jachtbouw builds metal cruising yachts in Harlingen, in the Dutch province of Friesland. The boats are sold as Cumulant, with hulls mostly in steel and some models, such as the Cumulant 38, also in aluminium. The Cumulant 45 was drawn by Van de Stadt and has a hydraulically lifting keel with twin rudders, so she can dry out on a falling tide. The two digit number roughly gives the length in feet, and the letters behind it, F, C, FD, DS or MK, mark different versions of the same size.

Our model records list 24 Harlinger Jachtbouw models, all of them Cumulant sailing yachts. Build years run from 1974 to 1999, and none remains in production. Lengths range from 9.45 to 15.2 metres, with half between 10.85 and 13.2 metres. The core covers 34 to 42 feet, from the 10.4 metre Cumulant 34 through the 36, 38 and 40 to the 12.8 metre Cumulant 42, most in more than one version. Above that come the 13.2 metre 44 F, the 45 in three variants at 13.7 metres, and the Cumulant 50 and 50 F at just over 15 metres. The Cumulant 37 had the longest run, from 1975 to 1996.

A metal Cumulant is a yacht for long passages and for owners who value strength over light weight. What decides her worth today is the state of the steel or aluminium under the paint, the age of rig and engine, the sails and the offshore equipment. On a lifting keel model like the 45, the hydraulics need a close look too.

Questions and answers

Frequent questions

What do the letters after the number on a Cumulant mean?

For Harlinger Jachtbouw B.V.: The number roughly gives the length in feet, while F, C, FD,

DS or MK mark versions of the same size.

The Cumulant 36 and 36 C are 10.85 metres long, the 36 F 11.05 metres.

Where were Cumulant yachts built?

For Harlinger Jachtbouw B.V.: By Harlinger Jachtbouw in Harlingen, the Netherlands,

mostly in steel and occasionally in aluminium.

Our records list 24 models from 1974 to 1999 between 9.45 and 15.2 metres.

The cover that fits

sailing yacht insurance

Tariffs, cover and FAQ for sailing yacht insurance in detail.

Third-party liability

The foundation for a boat from Harlinger Jachtbouw B.V.: damage to third parties, worldwide,

from €39 a year for liability.

Hull cover

Partial or full hull cover for a Harlinger Jachtbouw B.V.,

at replacement value with an agreed fixed value.

For the whole class of boat

For Harlinger Jachtbouw B.V.: What matters for sailing boats and sailing yachts is the same across

every brand; engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Harlinger Jachtbouw B.V.

included.

Insuring sailing boats and sailing yachts, every brand and every condition

Other builders in this class
Fife (Klassiker) Finngulf Freedom Yachts Fricke & Dannhus Friendship Yachts Gade Bootsbau Garcia Grand Soleil Gulet (Turkish wooden build) Hallberg-Rassy Hans Christian Hanse Hein Bootswerft Herreshoff (Klassiker) Hylas Yachts Italia Yachts J/Boats Jongert Judel/Vrolijk Kelt / Gib’Sea King Marine Classic wooden boats Classic keelboats Koopmans

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Harlinger Jachtbouw

B.V..

Current wind force and direction for your waters are shown on the Home.

Series by Harlinger Jachtbouw B.V., build years and cover

Cumulant 40

Cumulant 40 is a sailing yacht from Harlinger Jachtbouw B.V., built from 1990 to 1999.

Cumulant 40 FD

Cumulant 40 FD is a sailing yacht from Harlinger Jachtbouw B.V., built from 1993 to 1999.

Cumulant 42

Also a sailing yacht, built from 1990 to 1999.

Cumulant 45 MK

Cumulant 45 MK is a sailing yacht from Harlinger Jachtbouw B.V., built from 1993 to 1999.

Cumulant 50

Also a sailing yacht, built from 1989 to 1999.

Cumulant 38

Also a sailing yacht, built from 1978 to 1998.

Cumulant 45 DS

Cumulant 45 DS is a sailing yacht from Harlinger Jachtbouw B.V., built from 1991 to 1998.

Cumulant 45

Also a sailing yacht, built from 1979 to 1997.

Cumulant 37

Also a sailing yacht, built from 1975 to 1996.

Cumulant 39

Also a sailing yacht, built from 1988 to 1996.

Cumulant 41

Also a sailing yacht, built from 1989 to 1996.

Cumulant 34 F

Cumulant 34 F is a sailing yacht from Harlinger Jachtbouw B.V., built from 1982 to 1992.

Cumulant 36 F

Also a sailing yacht, built from 1981 to 1992.

Cumulant 38 F

Also a sailing yacht, built from 1983 to 1992.

Cumulant 41 F

Also a sailing yacht, built from 1985 to 1992.

Cumulant 44 F

Also a sailing yacht, built from 1985 to 1992.

Cumulant 50 F

Also a sailing yacht, built from 1981 to 1992.

Cumulant 35 C

Cumulant 35 C is a sailing yacht from Harlinger Jachtbouw B.V., built from 1981 to 1991.

Cumulant 36 C

Also a sailing yacht, built from 1980 to 1991.

Cumulant 34

Also a sailing yacht, built from 1981 to 1990.

Cumulant 35

Also a sailing yacht, built from 1976 to 1987.

Cumulant 361

Also a sailing yacht, built from 1980 to 1987.

Cumulant 36

Also a sailing yacht, built from 1977 to 1986.

Cumulant 1b

Cumulant 1b is a sailing yacht from Harlinger Jachtbouw B.V., built from 1974 to 1984.

What this means for the cover

For the Cumulant 40, Cumulant 40 FD, Cumulant 42 by Harlinger Jachtbouw B.V.

and 21 more series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the Cumulant 40, Cumulant 40 FD, Cumulant 42 by Harlinger Jachtbouw B.V.

and further series: On sailing yachts the rig and the underwater hull are the expensive parts:

a dismasting quickly costs a quarter of the boat,

and osmosis counts as wear and is covered by no hull policy.

All series at a glance

The Harlinger Jachtbouw B.V. range in figures

These figures come from the model records we keep for Harlinger Jachtbouw B.V.: boat type,

build years and length, nothing estimated.

sailing yacht
24 models, 1974 to 1999, mostly 10.5 to 13.7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Harlinger Jachtbouw B.V. model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Harlinger Jachtbouw B.V. cost?

We hold today’s price ranges by year for 23 models by Harlinger Jachtbouw B.V..

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Cumulant 1b1977 to 1981€14,200 to €18,500
Cumulant 341984 to 1987€22,900 to €35,700
Cumulant 34 F1985 to 1989€35,400 to €51,200
Cumulant 351979 to 1984€24,800 to €37,500
Cumulant 35 C1984 to 1988€36,200 to €55,500
Cumulant 36 C1983 to 1988€36,200 to €57,200
Cumulant 36 F1984 to 1989€32,700 to €49,000
Cumulant 3611983 to 1984€36,000 to €47,500
Cumulant 371978 to 1992€28,200 to €55,000
Cumulant 381981 to 1995€32,000 to €60,200
Cumulant 38 F1986 to 1989€44,700 to €62,300
Cumulant 391991 to 1993€42,200 to €56,500
Cumulant 401993 to 1996€55,500 to €77,700
Cumulant 40 FD1996€67,400 to €85,800
Cumulant 411992 to 1993€65,900 to €85,000
Cumulant 41 F1988 to 1989€96,800 to €125,500
Cumulant 421993 to 1996€73,500 to €99,800
Cumulant 44 F1988 to 1989€65,700 to €86,100
Cumulant 451991 to 1994€72,100 to €97,600
Cumulant 45 DS1994 to 1995€81,700 to €106,200
Cumulant 45 MK1996€99,600 to €126,800
Cumulant 501992 to 1996€156,700 to €227,800
Cumulant 50 F1984 to 1989€155,500 to €218,900

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Sailing yachts on a lit pontoon in a marina at dusk

Harlinger Jachtbouw B.V. insured in five minutes.

Boat type, year built, length and value of your Harlinger Jachtbouw B.V.

are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

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Harlinger Jachtbouw B.V.: from €39 a year for liability

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