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Personal cyber insurance in Germany: every tariff, every wording
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Open a tariff for all 65 points and the full text.
- covered
- limited or only with an add-on
- no
- not addressed
| Provider and tariff | Sum insured | Non-delivery | Phishing banking | Identity theft | Psychological help | Deductible |
|---|---|---|---|---|---|---|
| ALTE LEIPZIGER mit Paket Cyber Personal cyber coverTake out ALTE LEIPZIGER mit Paket Cyber Personal cyber cover | as stated in the policy schedule | yes, up to EUR 3,000, excess EUR 100 | yes, up to EUR 5,000 | yes, up to EUR 5,000 | yes, up to EUR 500 | EUR 100 |
| ARAG web@ktiv Personal cyber coverTake out ARAG web@ktiv Personal cyber cover | yes, up to EUR 100,000 | no | yes | yes | not addressed | not addressed |
| ARAG web@ktiv Web Aktiv Plus Personal cyber coverTake out ARAG web@ktiv Web Aktiv Plus Personal cyber cover | yes, up to EUR 200,000 | yes, up to EUR 3,000 | yes, up to EUR 3,000 | yes, up to EUR 3,000 | yes | yes |
| BarmeniaGothaer Barmenia Internet-Schutzbrief Personal cyber coverTake out BarmeniaGothaer Barmenia Internet-Schutzbrief Personal cyber cover | as stated in the policy schedule | not addressed | not addressed | not addressed | yes | EUR 50 |
| degenia Internet-Schutzbrief T21 Personal cyber coverTake out degenia Internet-Schutzbrief T21 Personal cyber cover | as stated in the policy schedule | yes, up to EUR 5,000 | yes, up to EUR 15,000 | yes, up to EUR 15,000 | yes, up to EUR 500 | not addressed |
| Die Haftpflichtkasse JurCyber Privat zur Personal cyber coverTake out Die Haftpflichtkasse JurCyber Privat zur Personal cyber cover | yes, up to EUR 30,000 | not addressed | not addressed | no | yes | EUR 50 |
| SV SparkassenVersicherung SV Personal cyber coverTake out SV SparkassenVersicherung SV Personal cyber cover | as stated in the policy schedule | yes, up to EUR 3,000 | yes, up to EUR 15,000 | yes, up to EUR 15,000 | yes, up to EUR 300 | not addressed |
| VHV mit Online- und Digitalschutz Personal cyber coverTake out VHV mit Online- und Digitalschutz Personal cyber cover | yes, up to EUR 10,000 | yes, up to EUR 3,000 | yes, up to EUR 10,000 | yes, up to EUR 10,000 | not addressed | not addressed |
| WGV Cyberversicherung Personal cyber coverTake out WGV Cyberversicherung Personal cyber cover | yes, up to EUR 30,000 | yes, up to EUR 30,000 | yes, up to EUR 30,000 | yes, up to EUR 30,000 | yes | not addressed |
| Württembergische CyberPlus zur Personal cyber coverTake out Württembergische CyberPlus zur Personal cyber cover | yes, up to EUR 15,000 | yes, up to EUR 5,000 | yes, up to EUR 15,000 | yes, up to EUR 15,000 | yes, up to EUR 1,000 | not addressed |
Evaluated by NAMMERT from published policy wordings.
Despite care, a value may be misread;
legally only the wording of your own contract in the edition stated there applies.
Please report errors, we correct them the same day.
About this archive, data downloads
This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 65 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.
German market: tariffs for people living in Germany.
Why we publish this
We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.
Still in progress
These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.
- BavariaDirekt
- HanseMerkur
- Provinzial
- SIGNAL IDUNA
- SV Sachsen
- VGH
For software and AI
The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.
Updated