Skip to content
Desk with documents

Home / Insurance broker / Heat pump and home systems insurance

Every German policy wording: Heat pump and home systems insurance

Has your AI recommended a policy? Find it here and take it out. Your details are enough, we prepare the application with the insurer.

  • Free for you, same price as going direct
  • 4.97 out of 5 stars from 5,048 reviews
  • On your side when you claim
  1. AI has advised
  2. 2Find the policy
  3. Application to your insurer

Key points side by side

Open a tariff for all 66 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Sum insured Short circuit, surge Theft Animal bite Breakdown Wallbox
Adam Riese XL Heat pump insuranceTake out Adam Riese XL Heat pump insurance as stated in the policy schedule yes yes yes yes no
Adam Riese XXL Heat pump insuranceTake out Adam Riese XXL Heat pump insurance as stated in the policy schedule yes yes yes yes no
ALTE LEIPZIGER Ergänzende Technische Gefahren Heat pump insuranceTake out ALTE LEIPZIGER Ergänzende Technische Gefahren Heat pump insurance yes, up to EUR 50,000 yes yes yes yes not addressed
BarmeniaGothaer Barmenia Premium-Plus, Elektronikgefahren Heat pump insuranceTake out BarmeniaGothaer Barmenia Premium-Plus, Elektronikgefahren Heat pump insurance as stated in the policy schedule yes yes not addressed yes yes
BGV Gebäudetechnikversicherung Heat pump insuranceTake out BGV Gebäudetechnikversicherung Heat pump insurance as stated in the policy schedule yes yes yes yes yes, up to EUR 10,000
Continentale ImmoGuard, Ergänzende Technische Gefahren Heat pump insuranceTake out Continentale ImmoGuard, Ergänzende Technische Gefahren Heat pump insurance yes, up to EUR 10,000 yes yes yes yes yes, up to EUR 10,000
DEVK Haus- und Gebäudetechnik Heat pump insuranceTake out DEVK Haus- und Gebäudetechnik Heat pump insurance as stated in the policy schedule yes yes yes yes yes
Gothaer WEZ 2019 Ergänzende Technische Gefahren Heat pump insuranceTake out Gothaer WEZ 2019 Ergänzende Technische Gefahren Heat pump insurance yes, up to EUR 50,000 yes yes yes yes not addressed
HUK-COBURG Solar-, Geothermie- und Wärmepumpen Heat pump insuranceTake out HUK-COBURG Solar-, Geothermie- und Wärmepumpen Heat pump insurance as stated in the policy schedule yes yes yes yes not addressed
HUK24 Solar-, Geothermie- und Wärmepumpen Heat pump insuranceTake out HUK24 Solar-, Geothermie- und Wärmepumpen Heat pump insurance as stated in the policy schedule yes yes yes yes not addressed
Interlloyd Erneuerbare EnergieTechnik Heat pump insuranceTake out Interlloyd Erneuerbare EnergieTechnik Heat pump insurance as stated in the policy schedule yes yes yes no yes
Itzehoer Ergänzende Technische Gefahren Heat pump insuranceTake out Itzehoer Ergänzende Technische Gefahren Heat pump insurance as stated in the policy schedule yes yes yes yes not addressed
LVM technische Gebäudebestandteile Heat pump insuranceTake out LVM technische Gebäudebestandteile Heat pump insurance as stated in the policy schedule yes yes yes yes not addressed
Ostangler Baustein Energietechnik Heat pump insuranceTake out Ostangler Baustein Energietechnik Heat pump insurance yes, up to EUR 50,000 not addressed not addressed not addressed not addressed yes, up to EUR 5,000
Ostangler Zusatzbaustein Heat pump insuranceTake out Ostangler Zusatzbaustein Heat pump insurance yes, up to EUR 5,000 yes not addressed yes no not addressed
SV SparkassenVersicherung SV PrivatSchutz , haustechnische Anlagen Heat pump insuranceTake out SV SparkassenVersicherung SV PrivatSchutz , haustechnische Anlagen Heat pump insurance as stated in the policy schedule yes yes yes yes yes
VGH Baustein technische Anlagen Heat pump insuranceTake out VGH Baustein technische Anlagen Heat pump insurance yes, up to EUR 10,000 yes yes yes yes yes, up to EUR 10,000
VHV Technik und Smart Home Heat pump insuranceTake out VHV Technik und Smart Home Heat pump insurance as stated in the policy schedule yes yes yes yes yes
VHV Wärmepumpenversicherung Heat pump insuranceTake out VHV Wärmepumpenversicherung Heat pump insurance as stated in the policy schedule not addressed yes not addressed not addressed not addressed
WGV Ergänzende Technische Gefahren Heat pump insuranceTake out WGV Ergänzende Technische Gefahren Heat pump insurance as stated in the policy schedule yes yes yes yes yes
WWK Baustein Heat pump insuranceTake out WWK Baustein Heat pump insurance as stated in the policy schedule yes yes yes yes yes
Württembergische HaustechnikPlus Heat pump insuranceTake out Württembergische HaustechnikPlus Heat pump insurance as stated in the policy schedule yes yes yes yes yes

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 66 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • ERGO
  • Neodigital
  • SV Sachsen
  • Waldenburger
  • Wertgarantie

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated