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Every German policy wording: Health insurance for German civil servants

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Open a tariff for all 70 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Reimbursement levels Supplement tariff Opening scheme Open aids list Senior consultant Dentures
Allianz Beihilfetarife Civil servant health coverTake out Allianz Beihilfetarife Civil servant health cover yes not addressed not addressed not addressed not addressed yes
ALTE OLDENBURGER Beihilfetarif AA 20 bis A 50 Civil servant health coverTake out ALTE OLDENBURGER Beihilfetarif AA 20 bis A 50 Civil servant health cover yes not addressed not addressed yes not addressed not addressed
ARAG Beihilfebest Civil servant health coverTake out ARAG Beihilfebest Civil servant health cover yes yes not addressed yes yes yes
BarmeniaGothaer Barmenia Beihilfeergänzungstarife VE und VEL Civil servant health coverTake out BarmeniaGothaer Barmenia Beihilfeergänzungstarife VE und VEL Civil servant health cover yes yes not addressed no yes yes
BarmeniaGothaer Barmenia Beihilfetarif VB Civil servant health coverTake out BarmeniaGothaer Barmenia Beihilfetarif VB Civil servant health cover yes not addressed not addressed no yes yes
DKV BeihilfeMed Extra Plus Tarif BX Civil servant health coverTake out DKV BeihilfeMed Extra Plus Tarif BX Civil servant health cover not addressed yes not addressed yes yes yes
DKV BeihilfeMed Extra Tarif BEX Civil servant health coverTake out DKV BeihilfeMed Extra Tarif BEX Civil servant health cover not addressed yes not addressed not addressed yes yes
DKV BeihilfeMed Kompakt Eco Tarif BKEA Civil servant health coverTake out DKV BeihilfeMed Kompakt Eco Tarif BKEA Civil servant health cover yes yes not addressed yes not addressed yes
DKV BeihilfeMed Kompakt Tarif BK Civil servant health coverTake out DKV BeihilfeMed Kompakt Tarif BK Civil servant health cover yes yes not addressed yes yes yes
DKV BeihilfeMed Krankenhaus Tarife BKH1 und BKH2 Civil servant health coverTake out DKV BeihilfeMed Krankenhaus Tarife BKH1 und BKH2 Civil servant health cover yes not addressed not addressed not addressed yes not addressed
Gothaer BarmeniaGothaer Beihilfeergänzung Genau-Für-Sie Ergänzung Civil servant health coverTake out Gothaer BarmeniaGothaer Beihilfeergänzung Genau-Für-Sie Ergänzung Civil servant health cover yes yes not addressed not addressed not addressed yes
Gothaer BarmeniaGothaer Beihilfeergänzung Genau-Für-Sie Ergänzung Plus Civil servant health coverTake out Gothaer BarmeniaGothaer Beihilfeergänzung Genau-Für-Sie Ergänzung Plus Civil servant health cover yes yes not addressed yes not addressed yes
Gothaer BarmeniaGothaer Beihilfetarif Genau-Für-Sie 1-Bett Civil servant health coverTake out Gothaer BarmeniaGothaer Beihilfetarif Genau-Für-Sie 1-Bett Civil servant health cover yes yes not addressed not addressed not addressed not addressed
Gothaer BarmeniaGothaer Beihilfetarif Genau-Für-Sie 2-Bett Civil servant health coverTake out Gothaer BarmeniaGothaer Beihilfetarif Genau-Für-Sie 2-Bett Civil servant health cover yes yes not addressed not addressed yes not addressed
Gothaer BarmeniaGothaer Genau-Für-Sie für Beamtenanwärter Civil servant health coverTake out Gothaer BarmeniaGothaer Genau-Für-Sie für Beamtenanwärter Civil servant health cover yes not addressed not addressed not addressed not addressed not addressed
Hallesche Beihilfetarif CAZ Civil servant health coverTake out Hallesche Beihilfetarif CAZ Civil servant health cover yes not addressed not addressed yes not addressed yes
Hallesche PRIMO B für Beamtenanwärter Civil servant health coverTake out Hallesche PRIMO B für Beamtenanwärter Civil servant health cover not addressed not addressed not addressed not addressed not addressed not addressed
HanseMerkur Beihilfeversicherung Civil servant health coverTake out HanseMerkur Beihilfeversicherung Civil servant health cover not yet checked not yet checked not yet checked not yet checked not yet checked not yet checked
HanseMerkur Beihilfeversicherung Azb Psb W Beb Civil servant health coverTake out HanseMerkur Beihilfeversicherung Azb Psb W Beb Civil servant health cover yes yes not addressed yes yes yes
HanseMerkur Beihilfeversicherung Azs Psb W Bes Civil servant health coverTake out HanseMerkur Beihilfeversicherung Azs Psb W Bes Civil servant health cover yes yes not addressed yes yes yes
HanseMerkur Beihilfeversicherung Ba Bae Civil servant health coverTake out HanseMerkur Beihilfeversicherung Ba Bae Civil servant health cover yes yes not addressed yes yes yes
HUK-COBURG Ausbildungstarif BAK Civil servant health coverTake out HUK-COBURG Ausbildungstarif BAK Civil servant health cover yes not addressed not addressed yes yes yes
HUK-COBURG Ausbildungstarif BAR Civil servant health coverTake out HUK-COBURG Ausbildungstarif BAR Civil servant health cover yes not addressed not addressed yes yes yes
HUK-COBURG Beihilfeergänzungstarif BE2 Civil servant health coverTake out HUK-COBURG Beihilfeergänzungstarif BE2 Civil servant health cover not addressed yes not addressed not addressed not addressed yes
HUK-COBURG Beihilfeergänzungstarif BE2a Civil servant health coverTake out HUK-COBURG Beihilfeergänzungstarif BE2a Civil servant health cover not addressed yes not addressed not addressed not addressed yes
HUK-COBURG Beihilfetarif B Civil servant health coverTake out HUK-COBURG Beihilfetarif B Civil servant health cover yes not addressed not addressed yes yes yes
HUK-COBURG Beihilfetarif B2 Civil servant health coverTake out HUK-COBURG Beihilfetarif B2 Civil servant health cover yes not addressed not addressed yes yes yes
LKH BeihilfeUpgrade Civil servant health coverTake out LKH BeihilfeUpgrade Civil servant health cover yes not addressed not addressed yes not addressed yes
LKH BeihilfeUpgrade Ergänzung Komfort Civil servant health coverTake out LKH BeihilfeUpgrade Ergänzung Komfort Civil servant health cover no yes not addressed not addressed not addressed yes
LKH BeihilfeUpgrade Ergänzung Premium Civil servant health coverTake out LKH BeihilfeUpgrade Ergänzung Premium Civil servant health cover no yes not addressed yes not addressed yes
LKH BeihilfeUpgrade Klinik Civil servant health coverTake out LKH BeihilfeUpgrade Klinik Civil servant health cover yes not addressed not addressed not addressed yes not addressed
LKH BeihilfeUpgrade Klinik Top Civil servant health coverTake out LKH BeihilfeUpgrade Klinik Top Civil servant health cover no not addressed not addressed not addressed not addressed not addressed
LKH Tarife A, S, Z Beihilfe Civil servant health coverTake out LKH Tarife A, S, Z Beihilfe Civil servant health cover yes not addressed not addressed yes no yes
LVM Beihilfetarife AB, SB und ZB Eb 1 Civil servant health coverTake out LVM Beihilfetarife AB, SB und ZB Eb 1 Civil servant health cover not addressed yes not addressed not addressed yes yes
LVM Beihilfetarife AB, SB und ZB Eb 2 Civil servant health coverTake out LVM Beihilfetarife AB, SB und ZB Eb 2 Civil servant health cover not addressed yes not addressed not addressed yes yes
LVM Beihilfetarife AB, SB und ZB Ewb 1 Civil servant health coverTake out LVM Beihilfetarife AB, SB und ZB Ewb 1 Civil servant health cover not addressed yes not addressed not addressed yes yes
LVM Beihilfetarife AB, SB und ZB Ewb 2 Civil servant health coverTake out LVM Beihilfetarife AB, SB und ZB Ewb 2 Civil servant health cover not addressed yes not addressed not addressed yes yes
LVM Beihilfetarife AB, SB2 und ZB Civil servant health coverTake out LVM Beihilfetarife AB, SB2 und ZB Civil servant health cover yes not addressed not addressed yes yes yes
LVM Beihilfetarife AB, SB3 und ZB Civil servant health coverTake out LVM Beihilfetarife AB, SB3 und ZB Civil servant health cover yes not addressed not addressed yes no yes
NÜRNBERGER Beihilfetarif AB Civil servant health coverTake out NÜRNBERGER Beihilfetarif AB Civil servant health cover yes not addressed not addressed not addressed not addressed not addressed
NÜRNBERGER Beihilfetarife in Ausbildung Civil servant health coverTake out NÜRNBERGER Beihilfetarife in Ausbildung Civil servant health cover yes not addressed not addressed not addressed yes yes
Union Krankenversicherung BeihilfeCOMFORT Civil servant health coverTake out Union Krankenversicherung BeihilfeCOMFORT Civil servant health cover yes yes not addressed yes not addressed yes
Union Krankenversicherung BeihilfeCOMFORT mit Selbstbehalt Civil servant health coverTake out Union Krankenversicherung BeihilfeCOMFORT mit Selbstbehalt Civil servant health cover yes yes not addressed yes not addressed yes
uniVersa Classic für Beihilfeberechtigte Civil servant health coverTake out uniVersa Classic für Beihilfeberechtigte Civil servant health cover yes yes not addressed yes yes yes
uniVersa uni-BA kompakt für Anwärter Civil servant health coverTake out uniVersa uni-BA kompakt für Anwärter Civil servant health cover yes yes not addressed yes yes yes
Versicherungskammer Bayern Bayerische Beamtenkrankenkasse BeihilfeCOMFORT Civil servant health coverTake out Versicherungskammer Bayern Bayerische Beamtenkrankenkasse BeihilfeCOMFORT Civil servant health cover yes yes not addressed yes not addressed yes
Versicherungskammer Bayern Bayerische Beamtenkrankenkasse Ergänzungsbausteine Civil servant health coverTake out Versicherungskammer Bayern Bayerische Beamtenkrankenkasse Ergänzungsbausteine Civil servant health cover yes yes not addressed yes yes not addressed
Versicherungskammer Bayern BeihilfeCOMFORT mit Selbstbehalt Civil servant health coverTake out Versicherungskammer Bayern BeihilfeCOMFORT mit Selbstbehalt Civil servant health cover yes yes not addressed yes not addressed yes
VRK Ausbildungstarif BAK Civil servant health coverTake out VRK Ausbildungstarif BAK Civil servant health cover yes yes not addressed yes yes yes
VRK Ausbildungstarif BAR Civil servant health coverTake out VRK Ausbildungstarif BAR Civil servant health cover yes yes not addressed yes yes yes
VRK Beihilfetarif B2 Civil servant health coverTake out VRK Beihilfetarif B2 Civil servant health cover yes yes not addressed yes yes yes
VRK Beihilfetarife B, B501, B2 Civil servant health coverTake out VRK Beihilfetarife B, B501, B2 Civil servant health cover yes yes not addressed yes yes yes

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 70 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • AXA / DBV
  • Concordia
  • Continentale
  • Debeka
  • INTER
  • R+V
  • SIGNAL IDUNA

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated