Cruising area · Costa Smeralda · Mediterranean
Boat insurance for Costa Smeralda
Between Olbia and the Maddalena archipelago lies a coast of granite heads and shallow sandy bays. The rocks often sit just below the surface and are not consistently buoyed. Then there is the traffic: in August some bays hold a hundred boats, and every change of anchorage in a rising wind is an opportunity for damage.
- Season
- May to September
- Berth
- €€€€ expensive
- Winter storage
- afloat all year is possible
- Position
- 41° 6,0' N 009° 30,0' E
On the map
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Berths, season and winter storage
The main season is May to September and berths are among the most expensive in the Mediterranean. Boats stay afloat in winter. The Maddalena archipelago is a national park with its own anchoring rules, and breaches cost money that no policy will refund.
What this means for your policy
The area belongs to the cruising range for Italy, Sardinia and Sicily. The liability sum matters, because the boats alongside are unusually valuable here. Also check whether your policy carries damage to the underwater hull after rock contact without a special clause.
Questions and answers
What owners ask about this area
Does the policy cover underwater damage after rock contact?
From Basis-Plus, with no special endorsement: running aground and collision with fixed objects are named there, including consequential damage to the drive. Report the contact even without visible damage and the inspection costs are covered with no deductible, up to 500 euros in Basis-Plus and without a cap in Premium. The granite heads here often lie just under the surface and are not buoyed throughout.
How high should the liability sum be?
As high as available. In August a hundred boats lie side by side in some bays, and the neighbours here are unusually valuable: one anchoring mistake can cause property damage in the millions. The sum is stated in your schedule: 10 million euros in Basis, 25 million in Basis-Plus and 50 million in Premium.
What if a neighbouring boat damages mine?
Then its owner is liable, and we help you pursue the claim. If the party at fault is unknown or uninsured, the damage stays with your own hull cover — one more reason not to stop at partial cover in an area this crowded.
Cruising range
In the calculator this area belongs to the cruising range: Italien, Sardinien & Sizilien
Hazard spots nearby
And one level down: the individual marinas, anchorages and mooring fields.
