Cruising area · Fiji · Worldwide
Boat insurance for Fiji
Among the more than three hundred islands lie extensive reefs, some of them charted imprecisely; eyeball navigation with the sun high is not a recommendation here but a requirement. From November to April cyclones pass through, and the sheltered places in the rivers at Vuda and Denarau are then in demand.
- Season
- May to September
- Berth
- €€ moderate
- Winter storage
- mind the storm season, move the boat in time
- Position
- 17° 42,0' S 178° 0,0' E
On the map
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Berths, season and winter storage
The safe season is May to September with berths in the middle price band. For the cyclone season there are special pits at Vuda where boats are set into the ground; many insurers recognise this as a protective measure. Yards are available on Viti Levu.
What this means for your policy
Fiji belongs to the cruising range for the Pacific and South Seas. Before the season, clarify whether your policy contains a cyclone exclusion and which berth counts as safe. Also check whether reef contact and the salvage that follows are covered without a special agreement.
Questions and answers
What owners ask about this area
Does the policy contain a cyclone exclusion?
No. The words cyclone, hurricane and typhoon appear in none of our policy wordings, and there is no requirement about which berth counts as safe. What matters is the course of events: storm from force 8 is a named peril, and stranding, capsize, collision and sinking are accident events from Basis-Plus.
Are reef contact and the salvage that follows covered without a special agreement?
Reef contact is covered from Basis-Plus as running aground. For the salvage: expenditure to avert or reduce a covered loss is reimbursed even beyond the sum insured, and if an authority orders salvage or wreck removal a separate limit applies, up to 1 million euros in Basis-Plus and 2.5 million in Premium.
The reefs are charted inaccurately: does that count against me?
Eyeball navigation is a precondition here, and where gross negligence is argued we waive any reduction up to 25 per cent of the sum insured in Basis-Plus and up to 50 per cent in Premium. Theft, alcohol and drugs stay excluded.
Cruising range
In the calculator this area belongs to the cruising range: Pazifik & Südsee
Hazard spots nearby
And one level down: the individual marinas, anchorages and mooring fields.
