Cruising area · Brittany · European Atlantic coast
Boat insurance for Brittany
Off Ouessant and in the Chenal du Four the streams run at several knots, and the tidal range in the Bay of Saint-Malo reaches figures found almost nowhere else in Europe. Get a passage wrong and you are punching the tide or settling onto rock in a drying bay. The typical losses are groundings on a falling tide and hull damage on drying berths.
- Season
- May to September
- Berth
- €€ moderate
- Winter storage
- afloat all year is possible
- Position
- 48° 18,0' N 004° 30,0' W
On the map
The map shows this area.
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Berths, season and winter storage
The season runs from May to September with berths in the middle price band. Ashore storage is common in winter, because the Atlantic depressions come through. Cruising here means tidal atlas and stream tables, not just a plotter picture; in this area that is not a formality.
What this means for your policy
Brittany belongs to the cruising range for the European Atlantic coast. Check whether your policy treats drying out as intended use and whether damage to the underwater hull after rock contact is paid without a special clause.
Questions and answers
What owners ask about this area
Does the policy treat drying out as intended use?
With us it does, provided it is planned and prepared seamanlike and the craft is suited to it; a keelboat without legs is judged differently from a flat-bottomed vessel. If something goes wrong in the process, that is an accident event and covered from Basis-Plus.
Is underwater damage after rock contact reimbursed?
From Basis-Plus without any special endorsement, including consequential damage to the drive. Report the contact even without visible damage: the inspection costs are then covered with no deductible, up to 500 euros in Basis-Plus and without a cap in Premium.
Four knots of stream in the Chenal du Four: does a planning error count as gross negligence?
That is decided case by case. What matters more is what follows: where gross negligence is argued we waive any reduction up to 25 per cent of the sum insured in Basis-Plus and up to 50 per cent in Premium. Theft, alcohol and drugs stay excluded.
Cruising range
In the calculator this area belongs to the cruising range: Atlantikküste Europa
Hazard spots nearby
And one level down: the individual marinas, anchorages and mooring fields.
