Cruising area · Côte d’Azur · Mediterranean
Boat insurance for Côte d’Azur
Between Saint-Tropez and Menton the coast is steep, deep and densely built up. The weather is usually calm, but the mistral out of the Rhône valley reaches this far and turns a pleasant afternoon into six on the Beaufort scale with a short steep sea within hours. At anchor in open bays that is the most common cause of loss, along with bumps in crowded harbours.
- Season
- April to October
- Berth
- €€€€ expensive
- Winter storage
- afloat all year is possible
- Position
- 43° 12,0' N 006° 54,0' E
On the map
The map shows this area.
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Berths, season and winter storage
The season runs from April to October and berths are expensive, at the top end as expensive as anywhere in the Mediterranean. Boats can stay afloat in winter. If you hold a permanent berth, remember the values around you: third party damage to the boat alongside runs into six figures here.
What this means for your policy
The area belongs to the cruising range for the Côte d’Azur and Corsica. The decisive figure is the liability sum, not the hull cover. Also check whether your policy covers theft of tenders and outboards in this region without a special agreement.
Questions and answers
What owners ask about this area
What liability sum is appropriate here?
The highest available. In these harbours values lie side by side that turn a property claim seven figures fast, and the extra premium from a low to a high sum is small. The sum is stated in your schedule: 10 million euros in Basis, 25 million in Basis-Plus and 50 million in Premium.
Are theft of the dinghy and the outboard covered?
Theft of individual parts including the outboard belongs to full hull cover from Basis-Plus, not to the partial cover. How it was secured matters: we do not pay for damage to the outboard if it was neither secured nor kept in a locked building. For dinghies no deductible applies.
The Mistral arrives within hours: is that enough for a storm claim?
Storm is named in every hull tariff but only counts from force 8, that is 62 kilometres an hour. Six on the Beaufort scale at anchor is unpleasant but not a storm in the sense of the wording. If the anchor pulls out and the boat drifts or collides, that is an accident event from Basis-Plus.
Cruising range
In the calculator this area belongs to the cruising range: Côte d’Azur & Korsika
Hazard spots nearby
And one level down: the individual marinas, anchorages and mooring fields.
