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Cruising area · Corsica · Mediterranean

Boat insurance for Corsica

The west coast is rugged and deep, the east coast flat and open. Anchoring in the bays of Girolata or Roccapina is beautiful, but there is nowhere to retreat to when the wind veers west. Most damage happens at night at anchor: the anchor drags and the boat goes onto rock or onto the neighbour.

Season
April to October
Berth
€€€ upper band
Winter storage
afloat all year is possible
Position
42° 12,0' N 009° 6,0' E
April to October · €€€ upper band

On the map

The map shows this area.

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Berths, season and winter storage

The season runs from April to October, berths are in the upper price band and scarce in August. Boats stay afloat in winter, with shore power in the larger harbours. If you anchor a lot, invest in chain and ground tackle rather than in the next piece of electronics.

What this means for your policy

Corsica falls under the cruising range for the Côte d’Azur and Corsica. Check whether damage while anchoring and making fast ashore is paid without deduction, and how the excess affects small claims, which are more frequent in an anchoring area than elsewhere.

Questions and answers

What owners ask about this area

Is damage while anchoring or making fast ashore covered?

From Basis-Plus it is: if the anchor breaks out and the boat drifts, strands or collides, those are accident events named there expressly. The Basis tariff is a partial hull cover and does not include them. In bays such as Girolata or Roccapina, where a westerly shift leaves no way out, that is the decisive line.

How does the deductible work out over many small claims?

It is deducted per claim, not per season. In an anchoring area with many small events a low deductible therefore often works out better. Two reliefs exist: it does not apply to total loss and theft, and after five claim-free years it halves for the first claim.

And if the damage happens at night at anchor?

Hull cover has no time window and no night clause; when the loss occurs changes nothing about the cover. What counts is the course of events and due care: where gross negligence is argued we waive any reduction up to 25 per cent of the sum insured in Basis-Plus and up to 50 per cent in Premium.

Cruising range

In the calculator this area belongs to the cruising range: Côte d’Azur & Korsika

Calculate a premium for this cruising range

Hazard spots nearby

And one level down: the individual marinas, anchorages and mooring fields.

To the berths.

Norman Nammert Stefan Heinz Josy Olivia Jäkel

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