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Cruising area · Norwegian Fjords · North Sea and Baltic

Boat insurance for Norwegian Fjords

In the fjords the water is often a hundred metres deep right up to the shore, so anchoring is possible only in a few places. The real issue is wind: gusts fall from the mountain flanks many times stronger than the wind in the fjord. Boats are driven out of the bay or torn off the pontoon.

Season
June to August
Berth
€€ moderate
Winter storage
ashore storage usual, frost protection needed
Position
60° 36,0' N 005° 54,0' E
June to August · €€ moderate

On the map

The map shows this area.

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Berths, season and winter storage

The reliable season is June to August with berths in the middle price band. The coast is ice free in winter but stormy; ashore storage still predominates. If you tie up in a guest harbour, assume it will come down hard at night and lay the lines accordingly.

What this means for your policy

The area falls under the Scandinavia cruising range. Check whether your policy covers storm damage at the berth without a special agreement, and whether salvage in a fjord without road access is included. That is exactly where salvage becomes expensive.

Questions and answers

What owners ask about this area

Does the policy cover storm damage at the berth without an endorsement?

Yes, storm is a named peril in every hull tariff, with no endorsement needed. It counts only from force 8 though, that is 62 kilometres an hour. The katabatic gusts off the mountain sides reach it easily while the wind in the fjord often does not, so secure the reading of the nearest station or the official warning with date and time.

Will a salvage in a fjord with no road access be paid for?

What you spend to avert or reduce a covered loss is reimbursed even when it exceeds the sum insured together with the indemnity, on our instruction or where you could reasonably consider it necessary. For salvage or wreck removal ordered by an authority a separate limit applies: up to 1 million euros in Basis-Plus and 2.5 million in Premium. This is exactly where it gets expensive, so call first and engage second.

What if the boat is driven out of the bay?

Breaking loose, drifting off, stranding and sinking as a consequence are accident events and covered from Basis-Plus; the Basis tariff, a partial hull cover, does not include them. In an area where anchoring is possible in only a few places, that is the decisive question about the tariff.

Cruising range

In the calculator this area belongs to the cruising range: Skandinavien

Calculate a premium for this cruising range

Hazard spots nearby

And one level down: the individual marinas, anchorages and mooring fields.

To the berths.

Norman Nammert Stefan Heinz Josy Olivia Jäkel

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