Cruising area · Stockholm Archipelago · North Sea and Baltic
Boat insurance for Stockholm Archipelago
The area is sheltered and beautiful, and it produces more groundings than anywhere else in northern Europe. Between the islands lie rock heads that are on the charts and still get missed beside the channel. Rock damages differently from sand: it tears open rather than scraping, and the damage often reaches into the structure.
- Season
- June to August
- Berth
- €€ moderate
- Winter storage
- ashore storage usual, frost protection needed
- Position
- 59° 24,0' N 018° 36,0' E
On the map
The map shows this area.
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Berths, season and winter storage
The season runs from June to August with berths in the middle price band. The area freezes in winter and ashore storage is the norm. Summer nights in natural bays usually mean a stern anchor and shore lines to the rock, which is its own source of damage when the wind shifts.
What this means for your policy
The area falls under the Scandinavia cruising range. Two points deserve attention: whether inspection costs after a grounding are paid even without visible damage, and whether salvage from a narrow channel is covered without an official order.
Questions and answers
What owners ask about this area
Are inspection costs after a grounding reimbursed even without visible damage?
Yes, from Basis-Plus, provided you report the contact: up to 500 euros in Basis-Plus and without that cap in Premium. No deductible applies to them, and in Premium such an inspection without consequential damage costs you no no-claims step. In the archipelago with the most rock contacts in northern Europe, that is the most important sentence in your policy.
Will a salvage out of a narrow channel be paid for?
Two routes. What you spend to avert or reduce a covered loss is reimbursed even when it exceeds the sum insured together with the indemnity, either on our instruction or where you could reasonably consider it necessary. If an authority orders salvage or wreck removal, a separate limit applies: up to 1 million euros in Basis-Plus and 2.5 million in Premium. Call us before you engage a salvor.
Rock tears rather than scrapes: what does that mean for the tariff?
That accident cover is not optional here. Running aground and collision with fixed objects are only named from Basis-Plus; the Basis tariff is a partial hull cover and includes neither. Where the damage reaches into the shaft installation, that is the difference between a repair and a total loss.
Cruising range
In the calculator this area belongs to the cruising range: Skandinavien
Hazard spots nearby
And one level down: the individual marinas, anchorages and mooring fields.
