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Cruising area · Istria and Kvarner · Mediterranean

Boat insurance for Istria and Kvarner

Off the west coast of Istria the summer pattern is a thermal breeze from the west or north west that fills in during the afternoon. The Kvarner behind it is another matter: the bora falls off the Velebit range in gusts far above the background wind and with almost no warning, hardest in the Velebit channel, the Senjska vrata and the Vinodol channel. The jugo from the south east builds more slowly and brings swell. Shipping for Rijeka crosses the area.

Season
April to October
Berth
€€ moderate
Winter storage
afloat all year is possible
Position
44° 54,0' N 014° 12,0' E
April to October · €€ moderate

On the map

The map shows this area.

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Berths, season and winter storage

The season runs from April to October and berths sit in the middle price band: the north is densely served by marinas, on average cheaper than southern Dalmatia, and hard standing is easier to find here than further south. Wintering ashore is therefore the norm. If you leave the boat afloat, rig the lines for bora and renew any chafed section first, because that is where the classic storm claim starts.

What this means for your policy

Istria and the Kvarner belong to the Croatian Adriatic cruising range, which a policy written for home or Channel waters will not reach. Two questions for the contract: does it name the marina the boat actually lies in, and does it allow the boat to stay abroad all year? Separately, Croatia wants a foreign boat registered on arrival, accepts the ICC and RYA certificates, and asks for the VHF operator's certificate.

Questions and answers

What owners ask about this area

Is the actual berth, with the right marina, in the policy?

It should be. The berth is a contractual feature, and an unreported change can be treated as an increase in risk. Tell us the marina and it goes into the schedule.

Is a permanent stay abroad provided for?

Yes, with us that is the normal case and not an exception; the Croatian Adriatic range covers it. Separately, Croatia requires registration with the harbour office — the proof belongs on board, and that is what the international insurance card is for.

What applies to Bora damage at the berth?

Storm is named in every hull tariff from force 8, and the Bora reaches that easily in gusts. Secure the reading of the nearest station or the official warning with date and time. If the lazy line tears out and the boat drifts, that is an accident event on top, from Basis-Plus.

Cruising range

In the calculator this area belongs to the cruising range: Kroatien & Adria

Calculate a premium for this cruising range

Hazard spots nearby

And one level down: the individual marinas, anchorages and mooring fields.

To the berths.

Norman Nammert Stefan Heinz Josy Olivia Jäkel

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